royal bank of scotland

[mcdonald]

hi everyone this is my first post on here. My husband and myself are in the process of getting everything together to claim bank charges back from the royal bank of scotland. Was wondering if anyone else on this forum has had any joy. thanks

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

Hi and welcome

YES! many people including myself......seems to me that you need to spend a while reading the threads in RBS!

You need to read this over and over!!! you cannot do enough reading here.....
http://www.consumeractiongroup.co.uk...se-read-these/

These are the step by step instructions, stick to the time table and if you need help...SHOUT! but be patient as people here are very busy!
http://www.consumeractiongroup.co.uk...tructions.html

If you are in need of another account but will struggle opening one, then check this thread out.....
Do you need a parachute account?


Find the section on the forum that deals with your particular bank and start a new thread in there. Keep it up to date and then when/if you need help it makes it easier for mods and site helpers to assist you.

Good luck
Wxxx

[Herstory]

Hi Everyone
Im new here today. I have already received 6yrs of statements from First Direct. Just not sure what I can claim for? But I'll have a read around!
Best wishes
H :o