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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 29th December 2006, 16:51   #1 (permalink)
tmilli
Basic Account Customer
Question Bank charge reclaim - Abbey National

Hi, I'm reclaiming charges from Abbey and so far they paid me 690 as a 'goodwill' gesture, but I continued my claim. They then offered me half as an out of court settlement. I have decided to stick to my guns and am now about to submit my allocation questionnaire for the small claims court. Though, at the moment, I am feeling very unsure about this and wondering whether I should just accept their offer. Part of me says that making me any offer is an admission of guilt in part and so I should proceed, but it is a bit daunting. Anybody got any advice?
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Old 29th December 2006, 16:52   #2 (permalink)
tmilli
Basic Account Customer
Default Re: Bank charge reclaim - Abbey National

Hi, I'm reclaiming charges from Abbey and so far they paid me 690 as a 'goodwill' gesture, but I continued my claim. They then offered me half as an out of court settlement. I have decided to stick to my guns and am now about to submit my allocation questionnaire for the small claims court. Though, at the moment, I am feeling very unsure about this and wondering whether I should just accept their offer. Part of me says that making me any offer is an admission of guilt in part and so I should proceed, but it is a bit daunting. Anybody got any advice?[/quote]
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Old 29th December 2006, 17:18   #3 (permalink)
MARTIN3030
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Default Re: Bank charge reclaim - Abbey National

Hi Welcome to the site.
3 posts by the way so we do know !!
Theres no reason as to why you should accept partial settlement after going so far.!
Its your money you are entitled to 100% stick to your guns.
__________________
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Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
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