Hi, first visit here

[mrteeuk]

Hi,
I found your site after searching for some consumer information and have found it most interesting. I am a Civil Servant working within a "Criminal Justice" section.

I have become very interested in the debate regarding Bank Charges and have decided to take on the Halifax and request the return of the last 6 years of bank charges, which have become intolerable. I will let you know what happens.

Regards

[nona]

Hi Mr tee
Welcome to CAG. Please take time to read the FAQ's and the step by step guide. Also read up on threads in the Halifax forum so you know what to expect from them.
When you are ready, start a thread in the Halifax forum and keep it updated with your progress. Post any questions and you will get plenty of advice and support along the way.
good luck
Nona

[gizmo111]

Hi MrT and welcome to CAG,

You have obviously done a fair bit of reading so have a good idea of what is involvwed in reclaiming your charges. When you are ready start a thread in the HAlifax forum and keep it updated so we can advise and support you along the way to getting your money back.

Good Luck

[mrteeuk]

Many thanks Nona/Gizmo.
I hope to be able to put something back into the site also. I am a Benefit Fraud specialist, if I am able to help anyone I will do my best.

[ukaviator]

Hi Mrteeuk

I hope you can offer some sound advice here to people. We do get a lot of questions about benefits etc. Would be very helpful to them if you can give them your time. There are some links below to assist you get around the site.

Welcome.

Before you start please have a thorough read of the FAQs (there’s a Step by Step guide here too). You should print both of these out to refer to, so as to avoid having to ask basic questions later. Our aim is to make you aware of your rights as a consumer, enabling you to fight back against unlawful bank, credit and store card charges. In the website you will find information on how you could get your money back

Then look at other threads in your bank’s forum, so as you know what you can expect to happen. You can claim back your charges, and a few are trying for the payback of Early Redemption Charges on loans and Mortgages.

You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily.

There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time.

Take your time and have a good read around this site. Then come and join us in our forum. Here we can guide you every step of the way. Please remember, we are here to help you help your self.

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help.

If you any questions please do come to the forum and we will only be too happy to help you!

All the info to get you started is here:
http://www.consumeractiongroup.c o.uk...se-read-these/

There are more links below to assist you get around the site.

Good luck

Ukaviator