Statement Charges. Please help.

[Rayman123]

Hello

This might sound a little silly, but, I just wanted to ask please that when we send the request for complete 6 year's bank statements with the £10 fee, can the bank make any charge for the statements, other than the £10 fee that we have enclosed?

Thanks very much for your help.

[mrsfoot]

Hi and dont worry about asking questions it how me learn all the tricks they dont tell us about!!

If you follow the DAP Subject Access Request request the MAXIMUM charge the bank can ask for is £10, so go ahead and get them sent to you!

Mrsfoot

	Subject Access Request A Subject Access Request is a demand which you can make to any organisation to disclose any personal information which they hold on you. The right to disclosure of data is provided by the Data Protection Act. There is no time limit. The organisation is obliged to reveal everything they have about you - which you ask for - as far back as you ask for. There are very few exceptions. It does not matter whether the data is held on microfiche, in an archive, on tape, in a cardex system, in sound recordings or in screen notes. Some companies are saying that they do not have to disclose where it would be difficult to do so - "disproportionate effort". This is untrue. Disproportionate effort refers to something else under the Act. If you are seeking bank charges information then you should ask for "all data held on you" and you should make it clear that you want everything as far back as it goes. Do not be put off by excuses. Do not accept being fobbed off. It is not in your bank's interest to make full disclosure to you. This means that it is in your interests to get it. If you have not started gathering your bank charges information yet, then you should start now. There will soon be a big rush once the OFT test case has been settled. Get all of your bank account informtion as far back as possible. At least as far back as 1995. If your bank says that they don't keep data as far back as this, don't accept it. Be persistent. They've got what you need in some form or other.

[Rayman123]

Hi Mrsfoot

Thanks very much for the reply, much appreciated!

[chaddyowl]

Hi mrs foot,
I got all my 6 years for a total of £5.00.

[ukaviator]

Hi Chaddyowl

Mine were free after one phone call on all 7 occasions. Worth a try next time

Uk

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