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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 18th November 2006, 13:02   #1 (permalink)
lisah1
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Sep 2006
Posts: 7
lisah1 Novitiate
Default what a great website

Hi Everyone,

just wanted to introduce myself and say hello. I've been looking at this website for sometime now wondering whether to take the plunge and claim back my own bank charges. It seems like such a bold thing to do taking on a bank by yourself. But i have to say that with all the brill guidance notes and support from the people on this site, it inspires you to make a stand against these institutions.
I am claiming £550 from HSBC and am up to the MCOL stage. I want to thank this site for giving me the confidence to do this and will be sure to donate when i win.
Lets hope between us all that we can force some changes within the financial industry to stop consumers from being ripped off in future.
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Old 18th November 2006, 13:07   #2 (permalink)
Deller
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Default Re: what a great website

You go girl, keep up the good worked and keep us posted on how you're getting on!!
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Old 18th November 2006, 17:59   #3 (permalink)
Allyxia
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Default Re: what a great website

Hello and Welcome

First of all don’t panic - you will soon have your money back in your hands where it belongs!!

Im on my 2nd personal claims aginast HSBC though Ive claimed for others against them 4 times now so they must be gtting pretty fed up with me!!!

Remember the banks have acted unlawful you haven’t!!!

Before you start anything make sure you read the FAQs and as many threads as possible as there is a wealth of information on here!!

Before you begin, make sure you start your own thread in the bank forum you are claiming against. Here you will have other “experts” who know how that particular bank reacts. As you have already posted this one, I assume you already know how to do that!



Remember its important to open a parachute account, especially if the charges are spiralling out of control and you have little or no money left, at the end of each month.

If your account goes into a negative balance after you have transferred your banking, send them this notice to prevent them taking any further action.
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/5078-10-data-protection-act.html

If you get stuck have a look (by searching) to see if your question has already been asked by reading other people threads, if you are still not sure either post your question in your own thread or PM me and I will be happy to help you.

Also look for another newbie claiming against the same bank as you, that way you can do your claim together and support each other as the post drops through the door!!

Sometimes the banks act awfully and you can get very stressed out by it all. But stick to your guns - you are in the right - they are not. Don’t let them put you off, that’s what they want to do!

Good Luck
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Allyxia
KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

HSBC £1200 - Settled in Full
Cap 1 2 X £100 - Settled in Full
Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order
NatWest £2215.60- Settled in Full and Removed Default Natice
Woolwich £3690 - Settled in Full
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