Vee versus crappy national

llooppyylloo · 5th November 2006, 14:56

Hi to all on here,
I have just read my bank statments and have realised that in the last two months we have been charged...wait for it....£650.00 in charges.:o
(she waits for you all to get up from the floor!!)
Now i will be the first to admit that I am not very financially savvy!! NO really??
Well I am going to take the bull by the horns and get my cash back. I have an overdraft of £1400 on this account and I am only doing this account to start off with because it makes me physically sick to be doing this.... I am soooo scared!
I have asked the bank for all the back statments and have recieved the usual letter so i will be sending that off this week. I was unsure about opening another account as it seemes to me that you have to have all your earnings paind into that account. Am i wrong thinking this?
If they want to close down this account in the future can they close all my other ones aswell? I have four accounts with abbey. I current single, one current joint ( the one i am reclaiming from) and an ISA account and a savings account. Needless to say all the other accounts are empty!! I do have some savings at the moment and think i will keep them for repaying the overdraft if they want it back. Please, please dont get cross with me if i ask endless questions.....I have read the FAQ's and have a fairly good understanding of what i am about to undertake but tis the legal jargon that does my head in!!
K...wish me luck and well done to all those who are doing the same thing or who have already got their loot back!!
thanks for reading....sorry its such a long ramble
Vee x

younganfree · 5th November 2006, 20:00

Hi, vee, welcome.

I can't give you specifics as I'm with A&L, so I have no experience with how Abbey works. Have a read round some of the threads on the Abbey forum and see if that helps any.

We on the site recommend you open a new account before you start "just in case" - maybe you won't need it, it all depends on how your bank reacts to your claim.

That's why it is recommended that all newbies have a good read round first, so they know what to expect from their own bank - they all react differently.

Start yourself a NEW THREAD on the Abbey forum, and introduce yourself to the good people there.

Good Luck.

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