Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
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Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old?
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The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
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| | | | | | Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
26th October 2006, 00:35
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#1 (permalink)
| | Basic Account Customer |  Halifax bank / Halifax Credit Card
Hi
Have a joint account with Halifax and my husband also has a credit card with them.
Due to being a bit slack, on a few occasions, we forgot to pay the credit card bill, Halifax credit card took money directly from the bank account without informing us and sending me overdrawn and costing me charges !!
Do I put these charges from the bank onto the credit card claim as they were the ones that caused the charges by taking the money from my account without my knowledge sending me overdrawn.
Thanks  | 
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12th June 2007, 08:22
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#7 (permalink)
| | Site Team |  Re: Halifax bank / Halifax Credit Card
Yes the same letter can be used just customise it.
I find it easier to paste the letter and copy it into a file.
From there you can make any edited changes and of course save it for reference later.
__________________ Halifax ; First and easiest of the lot. Royal Bank Scot; 1 done 1 stayed Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time. Barclays Business;.1 won Round 2 limitation hearing.DEC 08 Citi Cards.Stayed;Stay lifted -hearing FEB09 Default removals;Rbs stayed Virgin media; Judgement by default. Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.
Credit crunch softeners-spotted a bargain ? post it here;http://www.consumeractiongroup.co.uk...tted-good.html
Member of the Federation of Neatness Corp.
DONATIONS HELP US TO HELP YOU However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html
Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. | |
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12th June 2007, 08:23
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#8 (permalink)
| | Site Team | Re: Halifax bank / Halifax Credit Card
By the way Pinkpetal are you ready to start a thread in Halifax group ?
I will move this thread there for you.
__________________ Halifax ; First and easiest of the lot. Royal Bank Scot; 1 done 1 stayed Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time. Barclays Business;.1 won Round 2 limitation hearing.DEC 08 Citi Cards.Stayed;Stay lifted -hearing FEB09 Default removals;Rbs stayed Virgin media; Judgement by default. Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.
Credit crunch softeners-spotted a bargain ? post it here;http://www.consumeractiongroup.co.uk...tted-good.html
Member of the Federation of Neatness Corp.
DONATIONS HELP US TO HELP YOU However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html
Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. | |
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18th June 2007, 03:15
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#9 (permalink)
| | Classic Account Customer | Re: Halifax bank / Halifax Credit Card
Quote:
Originally Posted by chiaria  can a halifax credit card & current acc be sent on the one S A R request?? | I included six Halifax accounts and a Bank of Scotland credit card on the one Subject Access Request. They signed for it at the end of March but ignored it until I sent a non-compliance LBA in late May.
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London,
NW11 7PE
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