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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 25th October 2006, 13:53   #1 (permalink)
andymorris
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Oct 2006
Posts: 7
andymorris Novitiate
Exclamation beware

beware hsbc im gunning for every penny that they took from me.
as a customer of hsbc for 23 years i am so glad to find out i can finally try to get back some of the money they took, it chas caused financial hardship to me on many occasions. fingers crossed
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Old 25th October 2006, 14:01   #2 (permalink)
Kazzy77
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Watch out, there are Claims Touts about!

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Posts: 296
Kazzy77 Novitiate
Default Re: beware

Hi Andy,

I have just recieved a full offer of everything HSBC have taken from me in the last 6 years with interest so if i can do it (along with the thousands of others) then so can you!

stick to your guns, ignore their waffle and dont except anything less than the lot!

Enjoy the site cos its brilliant. I originally just wanted back bank charges but thanks to this site and hours spent reading all the different topics, i realise im owed more than just bank penalties and know what I am entitled to with regards to anything consumer related so i hope you will find this site as valueable as i have.


good luck x
__________________
Kaz


HSBC
claiming £2749 (£3400 with court cost & 8%)
mcol acknowledge 25/09/06
DG requested breakdown 5/10/06
Breakdown sent to DG 12/10/06

Yes Car Credit/Direct Auto Finance
CCA request sent 18/10/06

Whilst my aim is to be helpful, its reasonable to assume I am not a professional and am (dare I say) not always right. Seek professional help if in doubt

If i have intentionally or accidently said something of relevance or use to you, please click the scales

"A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain". - Robert Frost
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Old 25th October 2006, 14:02   #3 (permalink)
ian cognito
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Posts: 1,726
ian cognito Informativeian cognito Informativeian cognito Informativeian cognito Informativeian cognito Informative
Default Re: beware

couple of errors in your post here...

Quote:
try to get back
take out the 'try to' and replace with 'will'

Quote:
some of the money
take out the 'some' and replace with 'all'

Now you're getting somewhere!!! Good luck x
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Old 25th October 2006, 14:13   #4 (permalink)
andymorris
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andymorris Novitiate
Default Re: beware

did hsbc ask anyone to leave their bank or threten to close it. also does anybody have several accounts and loans etc with the bank ? has claiming your charges caused any problems ?
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Old 25th October 2006, 14:15   #5 (permalink)
andymorris
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Watch out, there are Claims Touts about!

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Join Date: Oct 2006
Posts: 7
andymorris Novitiate
Default Re: beware

hi kazzy77, thanks for the confidence boost on this subject, i hope i can do as well as you have done.
did you have any problems getting your statements ?
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Old 25th October 2006, 14:32   #6 (permalink)
Kazzy77
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Watch out, there are Claims Touts about!

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Posts: 296
Kazzy77 Novitiate
Default Re: beware

hi again,

i have a credit card with hsbc which i am paying off monthly and winning back my money for current doesnt seem to have caused a problem.

hsbc only close your account if u claim a second time. that may be a second claim for the same account or a second claim on a different account with them so if u want money back for multiple accounts with them and they add up to under £5k (excluding interest) then i would put them all in the same claim with all the account numbers added on for reference.

If you do need to do seperate claims them i would open an account with a different bank before starting a claim.

you will find threads on here that show hsbc customers have challanged and won the right to not have their account closed so theres always that option if they try it.

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Old 25th October 2006, 14:36   #7 (permalink)
Kazzy77
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 296
Kazzy77 Novitiate
Default Re: beware

forgot to mention the statements lol.

i have internet banking so was able to pull off 6 years worth from the "statement" option online. if you have internet banking its great for startiong your claim.

it took 10(ish) days for my credit card statements to arrive but if you are doing the Subject Access Request it really is different for everyone.

hope this helps x
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