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Go Back   The Consumer Forums > Welcome to the Consumer Forums
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Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 12th October 2006, 16:38   #1 (permalink)
fifixx
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Join Date: Oct 2006
Posts: 60
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Default On a mission!
Hello all
I am on a mission to get back about £150 of charges for my 20 yr old son, goodness knows how much for my daughter, about £400 for my husband and over £1000 for me if I go back the 6 years. I am slightly worried that they will tell me that as I blatently always ignore the overdraft limit that I should accept the charges - but reading through some of the posts, I think that that is not really the legal issue - am I right?
I did call my bank yesterday about 4 £30 charges on my business account and she said she would refund them as it wasn't really worth her time to investigate the reason - maybe this site is making them all jumpy!
Looking forward to the fight......
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Old 12th October 2006, 16:40   #2 (permalink)
livelylad
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Default Re: On a mission!
Quote:
Originally Posted by fifixx
Hello all
I am on a mission to get back about £150 of charges for my 20 yr old son, goodness knows how much for my daughter, about £400 for my husband and over £1000 for me if I go back the 6 years. I am slightly worried that they will tell me that as I blatently always ignore the overdraft limit that I should accept the charges - but reading through some of the posts, I think that that is not really the legal issue - am I right?
I did call my bank yesterday about 4 £30 charges on my business account and she said she would refund them as it wasn't really worth her time to investigate the reason - maybe this site is making them all jumpy!
Looking forward to the fight......
They dont have a leg to stand on it is your money and they Know it.
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I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.
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