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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 6th October 2006, 18:57   #1 (permalink)
yvette18
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Jul 2006
Posts: 96
yvette18 Novitiate
Default Smile Bank Charges

Hi Everyone,

This is my first post, I am just about to write my letter requesting my charges back. It amounts to around £1000. It has taken since 26th July to get them to send me a detailed listing of all charges on my account, which I had to send £5.00 to them first of all to cover the cost! They arrived today!

I will post again when I have some news.

Yvette
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Old 6th October 2006, 19:21   #2 (permalink)
thewifeandI
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Join Date: May 2006
Posts: 2,325
thewifeandI InformativethewifeandI Informative
Default Re: Smile Bank Charges

Hi - take a bit of time to read up first to make sure that you have the facts before going too far ahead. Read the FAQs and template letters then have a good read around here to see how others are getting on. Keep any progress on your own claim or questions that arise in a new thread in the forum for your bank to make it easier for others to follow and advise you. There's a set of links in my sig below that will help you find where all this useful information is. Well done for getting started!

Apologies for the slowness of the site today - recent publicity has made us very popular!

Start a thread in the Co-op forum with your progress and to ask questions in.
__________________
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Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170
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Old 6th October 2006, 19:23   #3 (permalink)
rogerebaker
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rogerebaker Informativerogerebaker Informativerogerebaker Informative
Default Re: Smile Bank Charges

Smile have been the easiest bank to deal with in my case. They refunded the charges after my second letter. In saying that it was only for 200.00

Good luck and have a good read
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