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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

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The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 6th October 2006, 11:31   #1 (permalink)
pompey44
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pompey44 Novitiate
Default Halifax incompetence

Hello,
I'll be as short as I can..
Got a letter from the Halifax, saying DD has been refused due to insufficient funds (this is a bank account I never use, has still opening balance of £10).
£450.27 has been setup by external company.
I call Halifax they straight away waver the charge and say they will pass it to the fraud team. They then call company and say there number is dead! I ask for the number. On calling the company they look into the Batch/Ref number and come back to me saying, customer gave 2 number's round the wrong way on sort code and that my account number was the same, but there name is different to mine, this should have been checked by the Halifax, but they put the DD through on my account.
Ok in the long run I have not lost out, due to no funds in account, but what is worrying is if I did have enough in the account.
My Q to you is that this has wasted alot of time and money with chasing this up, do I have a case for compensation from the Halifax for there grave mistake?
Thanks for your time.
Regards
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Old 6th October 2006, 19:07   #2 (permalink)
thewifeandI
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thewifeandI InformativethewifeandI Informative
Default Re: Halifax incompetence

You can ask, but there's no obligation to compensate you - most banks won't compensate even when it is entirely their fault!

Probably one of those cases where the Ombudsman may help.
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