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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

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The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 3rd October 2006, 14:09   #1 (permalink)
sarah moore
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Join Date: Apr 2006
Posts: 3
sarah moore Novitiate
Question intelligent finance vs lil old me

Hi all,

1st post here but i've been a lurker/reader for quite a while.

I'm going to be claiming bank charges back from Intelligent Finance (IF) who are a sub division of the Halifax plc.

However, IF's address is in scotland which monayclaim tell me I am not able to make a claim against so I've had to enter the Halifax plc addy (english) on my moneyclaim form.

I havent started the claim yet - just filled in the basc details & saved it.

Does anyone have any advice as to whether this will cause any problems?

Cheers,
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Old 3rd October 2006, 14:23   #2 (permalink)
sues35
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Default Re: intelligent finance vs lil old me

Hi Sarah. First things first, have you sent off your letter asking for repayment? I know how exciting it can be going to get your money back however its really important to follow the correct procedure.

If you are based in the UK, then why not pop into your local county court and use the good old fashioned N1 at the time you are going to court? Ok i know it means you have to actually take time out to go the court but if you want your money back! I did it this way, and have indeed continued to use the N1 as i like the extra space it gives for wording. You can download the form from the courts website. Chances are as its not the correct addy on the claim form it could cause problems as they will be issuing the papers to the wrong address, which will delay things. Good luck
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Welcome
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Old 3rd October 2006, 14:23   #3 (permalink)
MARTIN3030
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Default Re: intelligent finance vs lil old me

As its under the HBOS umbrella....you should be ok.
Welcome to the forum.
Have a look at the other claims.
__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.1 won Round 2 limitation hearing.DEC 08
Citi Cards.Stayed;Stay lifted -hearing FEB09
Default removals;Rbs stayed
Virgin media; Judgement by default.
Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.

Credit crunch softeners-spotted a bargain ? post it here;http://www.consumeractiongroup.co.uk...tted-good.html

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Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
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Old 3rd October 2006, 14:29   #4 (permalink)
MARTIN3030
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Default Re: intelligent finance vs lil old me

yes I was right ......just found this.
Their Uk reg office is same as Halifax



Intelligent Finance is a division of Halifax plc. Registered in England No.2367076. Registered Office: Trinity Road, Halifax, West Yorkshire HX1 2RG. This site is intended only for people who live in the UK and you must be a UK resident to apply for our products.
__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.1 won Round 2 limitation hearing.DEC 08
Citi Cards.Stayed;Stay lifted -hearing FEB09
Default removals;Rbs stayed
Virgin media; Judgement by default.
Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.

Credit crunch softeners-spotted a bargain ? post it here;http://www.consumeractiongroup.co.uk...tted-good.html

Member of the Federation of Neatness Corp.


DONATIONS HELP US TO HELP YOU
However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html





Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
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Old 3rd October 2006, 14:34   #5 (permalink)
sues35
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Default Re: intelligent finance vs lil old me

Thankyou Martin, thats a really useful piece of info as i was sure it would cause problems.
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