How can my son get bank charge and insurance co charge back

[linnell1]

Hi I'm new to this so please forgive me if I get this wrong. Sons car insurance payment was due on Friday from Lloyds bank. I put the money in for him at 9.30 when they first opened as he had mixed the days up and forgotten to pay in. The bank say they tried at midnight and as there were insufficiant funds in returned the DD. This now means £35 bank charge and £21 charge from finance company for his car ins.
Is there any way he can stop them taking all this.

[countrybake]

Welcome linnell1

Before you start please have a thorough read of the FAQs (there's a Step by Step guide here too). You should print these out to refer to so as to avoid
having to ask basic questions later.

Then look at other threads in your bank's forum, so as you know what you can expect to happen

You need to spend 2 or 3 days gradually getting your head round everything.

There's a lot to take in, but it's time well spent and will ensure that you succeed in your claim without problems

This is a self-help forum and you must be prepared to put in time and effort. It is your claim, your money and you cannot expect others to do all the work for you.

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank's forum and post your progress and any questions there and you'll get plenty of help

Lots of info and links below:

one to the banks for £35 and one to the finance company for £21

best of luck