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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 25th September 2006, 14:47   #1 (permalink)
susan lloyd
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 1
susan lloyd Novitiate
Red face about to take action

Hi
I've been thinking about starting the process of claiming back bank charges - but have been overwhelmed by the amount of information on the site!
I'm determined to get it all back, but could do with some guidance and encouragement
thanks
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Old 25th September 2006, 16:11   #2 (permalink)
closey
Platinum Account Customer
 
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Default Re: about to take action

Hello and welcome,

Make sure you start by reading the FAQ’s here:

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

The letter templates you’ll need are here:

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

And guidance notes are here:

http://www.consumeractiongroup.c o.uk/forum/guidance-notes/

Make sure you take a good long while out to read everything. There is a wealth of information available and we recommend being up to speed with this before taking any action.

Finally start a thread in the bank forum relevant to you. That way you can keep a timeline of your progress and receive help and support where needed.
__________________
Lloyds TSB - £972
S.A.R, prelim and LBA sent
Claim acknowledged
Defence received
AQ 20/06/06
***FULL SETTLEMENT RECEIVED 20/07/06***

Woolwich - £2288
S.A.R, prelim and LBA sent.
Offered half
Moneyclaim filed online 02/08/06
Judgement filed online 23/08/06
WARRANT FILED ONLINE 30/08/06
MONEY RECEIVED BY BALIFF 04/10/06
***FULL SETTLEMENT RECEIVED 09/10/06***

Smile - £175
Pelim 23/06/06
***FULL SETTLEMENT RECEIVED 07/07/06***

My Ex vs Woolwich - £715
S.A.R sent 30/08/06
Pelim 06/10/06
LBA 20/10/06

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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