I'm new here.....be gentle with me guys!!!

[cameragirl]

hello everyone!
just saying hi and introducing myself to you all.
This is just what i need to get myself sorted.......i hope!
I'm just starting up my own photography business and am doing this with absolutely NO money. When i think how much the bank has taken off me in charges, i'd easily have enough to get me started!!
here's hopeing!!
Blue aka Cameragirl

[pmhread]

Hello and welcome

Maybe claiming back your bank charges will be useful boost to your business then...

Start by having a good read of the FAQ's below, then when you are ready, consider opening a new thread on your bank specific forum to ask questions and update us on progress.

Good luck.

[gordonhall]

Welcome to the site and congratulations on getting your busienss up and running.

Cash flow is always a difficult part of startting any business, and I hope reclaiming from the banks goes a long way towards the setup costs.

We're all here if you need us.

[cameragirl]

thanks guys for your encouragement!!
will keep you all posted how i get on with the bank charges!!!! Eeeek!!
scary or what huh??
Bx

[gordonhall]

scary at first, but the more time you spend on these boards, and read up, it actually becomes quite exhillerating.

[cameragirl]

Hello all!
Have just received a letter from The Bank of Scotland, offering me £301.00 "in full and final settlement" Said it was as a goodwill gesture!! Aye right!
Whats the advice here people? Do i take the money and run or do I fight it out?
As you know i'm just starting my own photography business and have no money right now, but the total taken in charges this year alone isn't far of this amount....why? cos they took 3 charges from my account at once from benefit payment which snowballed and meant there was next to nothing left for the next months payments!!! HELP!!
Thanks, in advance.....would be greatful for any advice as to what to do next
Blue(Cameragirl)