consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 18th July 2008, 21:56   #1 (permalink)
merthyrgraeme
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2007
Posts: 2
merthyrgraeme Novitiate
Default Hello folks

Hello Folks
I'm Graeme. Having some problems with DCA's at the moment and also with banks stealing money off me in penalty charges.
My ife and I have both changed jobs recently and this has caused us some problems.
Found some fantastic advice on this site so far, and am really having some fun with DCA's now. Will post any specific problems I have.
Looking forward to being part of this forum.
Graeme
merthyrgraeme is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th July 2008, 22:00   #2 (permalink)
blue4ever
Classic Account Customer
 
blue4ever's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 354
blue4ever Informativeblue4ever Informativeblue4ever Informative
Default Re: Hello folks

Hi Graeme WELCOME TO CAG
Check out these links they will help you
Cheers PAUL
NEVER TALK TO A ---D.C.A ON THE TELEPHONE
GET EVERYTHING IN WRITING

WELCOME TO C.A.G
forum-rules-please-read
how-do-i-dummies
faqs-please-read-these

------------------------------------
Any Advice given by me is based on solely on my experiance or opnion. I have no Legal background.
If i have helped in any way please feel free to click my scales
Thank You blue4ever
blue4ever is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th July 2008, 22:01   #3 (permalink)
saintly_1
Site Team
 
saintly_1's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 8,346
saintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritative
Default Re: Hello folks

Hi and welcome to Cag

Spend sometime familiarising yourself with the site. Make sure you read the site rules and the FAQ's.

A couple of useful links are the How do I guide to the forum and the A to Z Index

Then when your ready start a new thread in the appropriate forum.


saint
__________________
Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

"How do I...?" A Dummies' Guide to this Forum


FAQ


We are looking for any Terms & Conditions


Consumer Health Forum

I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and staff who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
saintly_1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th July 2008, 22:02   #4 (permalink)
maroondevo52
Site Team
 
maroondevo52's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 4,231
maroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritative
Default Re: Hello folks

Hello and Welcome, Graeme.

Looks like you've had a good look about once your ready, start a new thread in the appropriate forum, I'm sure you'll get all the help you require.

Hope to see you around the Forums.

Regards.

Scott.
__________________
Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.
Help keep it up and active, helping people like you.

Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
maroondevo52 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th July 2008, 22:25   #5 (permalink)
merthyrgraeme
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2007
Posts: 2
merthyrgraeme Novitiate
Default Re: Hello folks

What a welcome, thanks all.
I think one of the most important things about this site, apart from the advice, is knowing you are not on your own and that others are going through it too.
Makes things seem heaps better knowing this.
Graeme
merthyrgraeme is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th July 2008, 22:58   #6 (permalink)
kennythecelt
Site Team
 
kennythecelt's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 3,130
kennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritative
Default Re: Hello folks

You will not be on your own in CAG. It's a great community, with some fantastic users who will do their best to help you.

Enjoy!
__________________
Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

http://www.consumeractiongroup.co.uk...ml#post1652270

Register with CAG today, its free, its a great community:
http://www.consumeractiongroup.co.uk/forum/register.php

kennythecelt@consumeracti ongroup.co.uk.



Thankyou Kennythecelt
kennythecelt is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th July 2008, 08:11   #7 (permalink)
freakyleaky
Site Team
 
freakyleaky's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007

Please donate something to CAG if we have helped you.

I am in: Middle Earth! (But have been to other places)
Posts: 10,345
freakyleaky Authoritativefreakyleaky Authoritativefreakyleaky Authoritativefreakyleaky Authoritativefreakyleaky Authoritativefreakyleaky Authoritativefreakyleaky Authoritativefreakyleaky Authoritativefreakyleaky Authoritativefreakyleaky Authoritativefreakyleaky Authoritative
Default Re: Hello folks

Well just so I don't feel left out, WELCOME merthyrgraeme.
Just shout if you need anything.
__________________








PLEASE DONATE TO KEEP CAG ALIVE. FOR PAYPAL AND CREDIT CARD DONATIONS CLICK HERE


If I have been of any help, or you just feel sorry for me, please click the scales.
Advice & opinions of Freakyleaky are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
freakyleaky is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th July 2008, 10:18   #8 (permalink)
maroondevo52
Site Team
 
maroondevo52's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 4,231
maroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritative
Default Re: Hello folks

Welcome's are a bit like buses, none for ages, then five come along at the same time
__________________
Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.
Help keep it up and active, helping people like you.

Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
maroondevo52 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Hello Folks CHESHIRE LASS Welcome to the Consumer Forums 1 10th April 2008 11:28
Hi folks. Tony Hendrix General 3 3rd May 2007 15:47
Hello Folks RussH Welcome to the Consumer Forums 3 22nd March 2007 14:26
Hi folks! matteus Welcome to the Consumer Forums 0 13th March 2007 10:02
hi folks ! Eat the rich Welcome to the Consumer Forums 2 8th March 2007 07:53




Do your Internet search here:
UK Web Image



The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.