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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

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The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 18th July 2008, 12:52   #1 (permalink)
nothappy1
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Posts: 1
nothappy1 Novitiate
Default Aic

Hi

I am sorry if i am posting to the wrong part of this forum, hope you can help.

I have been recieiving calls from AIC regarding an overdue sum of £1700 from RBS for student overdraft.
After reading parts of your forum i asked aic when they called for a CCA. they told me to get this off RBS. I also asked for everything to be put in writing, they told me they did not do this, even though they have written to me before.

She laughed and advised me that this will be taken to court.

Can you please advise?

Thanks
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Old 18th July 2008, 15:15   #2 (permalink)
MARTIN3030
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Default Re: Aic

Welcome to the site.
A couple of questions.
1.Is this now a closed account ?
2.Has the debt been sold to AIC ?
3.When did you last hear from RBS and did they send you a default notice
4.How long ago was the overdraft ?
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Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
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