Hello nothing major just brushing up on the "WHAT IF'S"

[Foster's Guy]

I have come to this forum due to numberous letters i have been reciving over a peroid of 5 months.

I have moved into a flat and regisered all my bills etc in my name. I am still 5 months later getting bills in other peoples names. All are debt letters.

I type the return address in google and always find the company that has sent the letter, as always its a debt collection agency. I ring the company up and inform them that the person the letter is addressed to does not live at the address and unfortunatly i have not forwarding address. They are always polite and remove the debt. But as soon as i ring one up and inform them i recive two more! From another agency.

My flat is processed through a 3rd party letting agency and they just took on the property as i moved in, so they have no forwarding address for the previous owners.

The main purpos is what would i do "if i was in their situation" or owed debt and i am thankfull for this site to give me insite into my rights.

I have one question, when i send the letters back with "Not known at this address" what action do Debt recovery agencys take? Do they accept the note and bother someone else, unlikly, so i usually ring them up personally. I would like to know if i should even bother writing on the envelope ?

Kind regards,

Fosters's Guy

[forgottenone]

I ring the company up and inform them that the person the letter is addressed to does not live at the address and unfortunatly i have not forwarding address.

Just a tip, don't need to do this. Certainly do not phone these people otherwise there is a very good chance they will try and pin the debt on you. They just need a point of reference, and it could be you who ends up paying for someone eleses debt or bailifs coming to visit, hassling you. Do not even acknowledge these items of mail. It's not your responsibility, just return to sender. Or just pass them on to the lettings agent. It is their responsibility to keep up to date records of previous tennants.

As to what action? Erm ... well, let's see ... they will likely keep sending them to your address because that's the last one they have ... in which case, keep sending them back or bin them. Not your responsibility. Also, it will takes weeks for the mail to get returned to them anyway once it's back in the RM system.

They are always polite and remove the debt.

Well, all I will say is that's pretty decent of the DCA's concerned as they don't, um, usually back down that easily.

So, don't speak to them on the phone because you are assuming responsibility just by doing so for someone elses debt. Also, it's not your mail, so their could be issues of confidentiality, Data Protection. It's an offense for example to open mail not addressed to you. So you need to be careful here.

[saintly_1]

Either bin them or keep sending them back

[wino]

I would just write - not known at this address - and post back.

[innocent_man]

It happened with me also when i move in to my new home last year, for first 6 months i receive almost 2 or 3 letters a day, but i was sending them back - Not Living here - and after 4 or 5 months there was no letter. just keep sending them back. or if you are on rent just pass it to letting agent, may be it will help those who live here before

[Foster's Guy]

thanks for the reply i will jsut keep sending them back... i walked in today and got another one!

Thanks all