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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 28th June 2006, 15:40   #1 (permalink)
bze lizzy
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Jun 2006
Posts: 24
bze lizzy Novitiate
Default Can anybody pleeeeese help me!

Hi guys,

I found this site by chance just the other day. I've made many mistakes trying to use this site properly, but it's good to know that I'm not alone in trying to take on the bureaucracy of my bank there are those of you out there that are attempting to do the same and seem to be being successful.

I'd really like some help on what is the best way to get started in attempting to get my unfair bank charges with HSBC refunded. How do I go about it so that I don't leave loopholes for the bank to wheedle out of things? What is also the process of chain of contact in order to get matters resolved? What works best?

bze lizzy
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Old 28th June 2006, 15:51   #2 (permalink)
pmhread
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Default Re: Can anybody pleeeeese help me!

Reading the FAQ's would be the best thing you could do

http://www.consumeractiongroup.co.uk...se-read-these/
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Old 26th July 2006, 16:54   #3 (permalink)
bze lizzy
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 24
bze lizzy Novitiate
Default Re: Can anybody pleeeeese help me!

Sorry for delay in response to your advice. I'm starting to understand a little easier how to use the site. I did take your advice and sent off my Subject Access Request, within a week of submitting it I had a letter stating and I quote " we are happy to waive any fees for the production of this information and we return your payment". Is this a normal response from HSBC or any other bank? I have also now started to receive my batches of statements through the post. Could you please advise best way to sift through appropriate charges so that I can then be appropriately prepared for step 2 of this process. I'm trying not to panic!panic!panic! as already been advised by other buddies on this site but I'm feeling overwhelmed and don't wish to make mistakes that could add to my situation.

Thanks again,
bze lizzy
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Old 26th July 2006, 16:57   #4 (permalink)
pmhread
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Default Re: Can anybody pleeeeese help me!

Hello again. It might be best for you to start a new thread in the HSBC section where you can ask questions and keep us updated so that it doesn't end up all over the place

The best thing you can do as far as collating the information together is arranging the statements in date order and sitting down with a highlighter pen! Put them all in the spreadsheet which you will find in the template library and it will calculate them for you.
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Old 27th July 2006, 15:45   #5 (permalink)
bze lizzy
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 24
bze lizzy Novitiate
Default Re: Can anybody pleeeeese help me!

Hi again,

Many thanks for the info I'll once again take it on board. To be honest I still feel a bit of a newbie at this and computing in general I'm embarrassed to say so please forgive me and understand if I ask silly questions that seem to be straightforward but not necessarily so to me.


Thanks again for the advice and support,

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