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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
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Old 10th December 2007, 20:05   #1 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,630
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default ConsumerWiki - A-Z Index

The Index Page in the ConsumerWiki is tucked away and not that obvious

The easiest way to find what you're looking for is to enter the key word/s in the Search Box. This will then take you to that page if one exists with that title, or will list Article and Text Matches.

Alternatively, here are the Wiki A-Z links which will take you directly to that page:



ConsumerWiki - A-Z Index





1st Credit Limited
Abbey
Abbey: Court Bundle & Witness Statement
Abbey: Court Hearings
Abbey Gesture of Goodwill Payment
Abuse of credit register
Acceptance of Settlement Offer
Account Closures: What to do.
Account in Dispute Letters
Aktiv Kapital Asset Investments Limited
Alliance & Leicester
Allocation Qestionnaire: Stays & Strike Out Requests
Allocation Questionnaire
Allocation Questionnaire: Dispensing With the AQ
Amending A Claim
Application For Costs
Application for Removal of Stay: Updated
Application for removal of a stay
Australian Penalty Fees Report
Automatic S.A.R - (Subject Access Request) Generator

Bailiffs
Bailiffs: Check a Bailiffs Credentials
Bailiffs: Code of Practice
Bailiffs: Complaint about Certified Bailiff
Bailiffs: Complaint Against a Council to the LGO
Bailiffs: Council Tax - Stop Enforcement
Bailiffs: Council Tax Template Letter
Bailiffs: Detailed Assessment of Fees
Bailiffs: Freedom of Information Act Request for Fees
Bailiffs: Get The Bailiff to Pay Off Your Debt
Bailiffs: How to reclaim an Impounded Vehicle
Bailiffs: If You Have Been Overcharged By a Bailiff
Bailiffs: Invalid Walking Possession?
Bailiffs: Irregular Distress
Bailiffs: Letter for Council Tax Bailiff at Your Door
Bailiffs: Make a Complaint About a Certified Bailiff
Bailiffs: Making a Form 4 Complaint
Bailiffs: Ownership of Goods
Bailiffs: Paying During Removal of Possessions
Bailiffs: Reclaim a Walking Possession Fee
Bailiffs: Refund of Fees (Letter to Bailiffs)
Bailiffs: Refund of Fees (Letter to Council)
Bailiffs: Reply to Notice of Seizure
Bailiffs: Reporting a Bailiff to the Police
Bailiffs: Subject Access Request
Bailiffs: Useful Template Letters
Bailiffs: Subject Access Request
Bailiffs: Types and Fees
Bailiffs: What They Can & Can't Do
Bank
Bankruptcy
Bankruptcy: Glossary of Terms
Bank Survey
Bank Worker
Bank of Scotland
Banking Code
Banks
Barclays
Basic Court Bundle
Benefits
Benefits and the Social Security Administration Act
Bills Of Sale & Repossession of Goods
Brighthouse Fact Sheet
Buddy system
Business Claims
Business Rate Arrears

CAG - How to Complain
CAG email addresses
Child Support Agency: S.A.R - (Subject Access Request)
Cabot Financial (Europe) Limited
Cabot Financial (UK) Limited
Cahoot
Cancelling an order letter template
Capitol one
Capquest Debt Recovery Limited
Case management Information Sheet
Citibank
Citizen's Advice Bureau
Citizens Advice Bureau
Civil Procedure Rules
ClydesdaleCo-Operative
Commercial Sites
Compaints letters
Complain by phone
Complaint letter template
Consolidated Loans
ConsumerActionGroup
Consumer Action Group
Consumer Credit Act
Consumer Credit Act:Section 75
Consumer Credit Act template
Consumer Credit Counselling Service
Consumer Credit Litigation: Basic Guide
Consumer Rights
Contact details for banks
Council Tax Bands: Check & Challenge System
Council Tax: Offer to Pay Monthly
Council Parking Ticket: No PCN or NTO Received-Advice
County Court
Court Bundle: Advanced
Court Bundle: Non-Compliance Letter
Court Bundle For Dummies
Court Date?: A Guide for Lloyds Claimants
Court Date?; A Guide to the Different Hearings
Court Fees
Court Service Information
CPR
CPR 18 Request Reponse
Credit Agreement Requests: Basic Information
Credit File: Cleaning Up Your Credit File - Consumer Wiki
Credit Reference Agencies
Credit Reference Agency: Put Your CRA on Notice
Credit Scoring
Credit Unions
Creditors and DCAs
Current events
CYNtheSYS

Data Controller
Data Protection Act
Data Protection Act: Non-Compliance
Data Protection Act (Data Protection Act)
Data Protection Act - S10 Notice
Data Protection Act Non-Compliance - Particulars of Claim
Data Protection Complaints: Template Letters
Data subject
DCA: Non-Compliance of CCA Request
Dealing With Debt: Common Mistakes
Dealing With Debt: Insolvency
Debt: Glossary of Terms
Debt Handbook
Debt:: Letter Templates
Debt: Negociating with DCA's
Debt: Where to Get Help
Debt Collection Agencies: Statutory Demands
Debt Collection: OFT Guidelines
Debt Collectors: Contact Details
Debt Collectors: On the Inside
Debt Collectors: On the Inside - Q & A's
Debt Collectors: Which Bank Uses Who?
Debt Management Plan
Defaults: How to Remove
Delayed Flight
Desensitising the consumer
Direct Debit Guarantee
Direct Legal & Collections
Directions: Non-ComplianceDiscussion forum
Disability & Special Needs: Useful Links
Disrepairs in Private Rented Accommodation
Documents Library: T & C's
Draft Direction Order

Early Day Motion
Examples of Witness Statements / Disclosure by List / Draft Directions / Case Summary
Extended Warranties

FAQ
Financial Ombudsman
Financial Services Authority
Financial Servicves Authority
First Direct
Forum
Forum Post Signatures
Fraud Prevention Service
Free Alternative to Excel
Frequently Asked Questions
Frequently asked questions

Giving The Banks More Time Letter
Glossary Of Abbreviations
Go Debt Limited
Going to court
Got a Judgement?: How to Get Paid
Guide
Guide to reclaiming bank charges

Halifax
Harassment by telephone
HFC Household
Hillesden Securites Limited
Holiday complaint template letter
How Do I....? A Dummies Guide to the Forum
How To Make Posts
How to Complain - A Comprehensive Guide
How to edit the Wiki
How to Get Out of Debt
HSBC

Information Commissioner
Intelligent Finance
Interest Tutorial
Intrum Justitia Limited
Isle of Man Claims
IVA

Judgement: How to Enforce

Ken Maynard

LBA
LBA (S.A.R - (Subject Access Request))
Lba
Legal Arguments
Legal Arguments In Support Of Your Claim
Legal Disclaimer
Legal Phrases: A-Z Guide
Letter Before Action
Letter Before Action (S.A.R - (Subject Access Request))
Letters
Library
Link Financial Limited
Link to CAG
Liqidated Damages & Penalties
List of Settled Cases
List of Settled Claims
List of charges by bank
List of companies
List of company mistakes
List of legal cases relating to penalties
Lloyds
Lloyds TSB
Lloyds Witness Statement
Lowell Group

Mackenzie Hall Limited
Main Page
MCOL
Mediation
Mercantile Courts
Mis-Claim Tutorial
MBNA
Money Claim On-Line

National Westminster
Nationwide
NatWest
Newsletter
N.Ireland Competition Commission
N1
N1 Form
N1 POC
N205A Notice of Issue
Northern Ireland Small Claims
Notice of Correction
Notice of Disassociation
Notice of Discontinuance

OFT Test Case
OFT Test Case: Reply to Banks Defence
OFT Test Case : POC's
OFT Test Case: Q & A's 30 May 2008
OFT Test Case: Transcripts
OFT v The Banks: Read This If You're Worried
Offers
Office of Fair Trading


Parachute Account
Parking Tickets: Changes to the Law from April 2008
Particulars Of Claim
Particulars Of Claim(Money Claim)
Patricia Pearl
Pay pal and ebay suspicious emails
Peter McNamara
PM
POC - Business Accounts
PoC
Podcasts
Poor work complaint letter template
Power of Attorney
PPI
PPI Complaints
PPI: Documents for Bundle
PPI: Full S.A.R - (Subject Access Request) (Subject Access Request)
PPI: Particulars of Claim
Prelim
Preliminary Approach For Repayment
Preliminary approach for repayment
Private Forum Messages
Private Messages
Private Parking Companies
Private Parking: Clamping Guide
Private Parking Ticket:s Template Letters - If you wrote before finding this site
Private Parking Tickets: Template Letters

Quality standards

Rejecting OffersRejecting conditions
Rejection Of Offer
Rejection of Settlement Offer
Representing Someone in Court
RIGHT OF APPROPRIATION
Robinson, Way and Company Limited
Royal Bank of Scotland

Sale of Goods: Basic Rights
S.A.R - (Subject Access Request)
S.A.R - (Subject Access Request)
Schedule of Charges
Scotcall Limited
Scotish Small Claims Procedure - Act of Sederunt 2002
Scottish Step by Step
Sederunt
Settlement letter, rejecting conditions
Signatures
Small Claim Kit
Small Claims FAQ
Small Claims Procedure (Book)
Smile
SOGA
SOGAS
Spreadsheets
Statement of Evidence
Statutes
Statutes Library
Statutory Demands
Stautory Interest in Your CCJ: Are They Entitled To Claim
Stay Hearing: Court Bundle
Stay Hearing: Skeleton Argument
Stays re: OFT Test Case
Step By Step GuideSubject Access Request
Stop Junk Mail & Nuisance Calls
Subject access request

Taking Back Control of Your Finances
Tax on Interest
TfL: Bailiff Fees
TfL: Request for Refund of Excessive Bailiff Fees
Templates library
Thames Credit Limited
The Cabot Financial Group of Companies
The Consumer Action Group and MoneySavingExpert.com beat Hulll Strike Out Orders
The Consumer Forums
The Consumer Protection from Unfair Trading Regulations 2008
The Consumer Prtection from Unfair Trading Regulations: Complaint Template Letters
The Sale of Goods Act
The Supply of Goods and Services Act 1982
The Unfair Contracts Terms ActThe Unfair Contracts Terms Act 1977
The Unfair Terms in Consumer Contracts Regs. 1999
Theft Act
Things you really need to know
Tomlin order
Traffic Enforcement Centre: Code of Practice
Treasury Select Committee

UTCC
Unfair Terms in Consumer Contracts
Useful External Links
Utilities: Financial Help

Warrant of Execution
Wasted Costs
Wescot Credit Services Limited
When You Get Your Refund
Withholding payment letter template
Woolwich
Working for a Bank
Write concise letters

Yorkshire Bank
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****ConsumerWiki****


Last edited by Michael Browne; 28th June 2008 at 22:34. Reason: Updated Index
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