Hi all
My first post in this section, not sure if it is THE best place for it, but point me in the direction of the area if I am incorrect!
Background:
My husband purchased an 04 reg Vauxhall Corsa Life (1.0, 12v) from a Vauxhall Dealer on 20th Septemeber 2005 and had finance from GE Capital Motor Loans to purchase the vehicle on a 4 year loan.
All payments are up to date, indeed we over pay because we pay on the automated card system (installement is £185 per month, we pay £200).
We recently took the car for it's first MOT and 50k service. The Vauxhall dealer we bought it form carried out the service.
We were advised the car was not safe to drive as it's timing chain was about to break and it was not a warranty issue as it was wear and tear and hence normal and the bill would be around £600. We were quite suprised by this so we took the car to another garage, owned by an acaquiantance of our, who also confirmed the timing chain was about to break but also advised us that Vauxhall were aware of this problem on Corsa's and Vectra's from an X-reg plate to an 05 plate and a check should have been carried out.
I then called the dealer back and they then claimed the car had been back to them on 5th October 2005 for a timing chain replacement and it should last 50k, we bought the car at 21k.
We certainly did not take the car back on 5th October 2005 and looking back through our diaries we saw that I was actually in hospital having an operation and hubby was with me, so we strongly refute that claim.
I then telephoned Vauxhall customer service and they advised that according to their records, the timing chain had been replaced via Vauxhall on 5th October 2005, we disputed this with them and they gave us a case reference number which we could apparently take to any Vauxhall dealer and get the chain checked. However, when I have tried to book it in at 5 seperate Vauxhall dealers, they have all refused to look at it when I give them the case number. I changed tack and then said 'I'd like you to look at my timing chain' I'd then give them my number plate and they would say 'It's been done'.
We took the opportunity of writing to Vauxhall to ask what we were meant to do because we couldn't get the car looked at in line with what they wanted us to do, this was at the begining of May. We had no reply so we sent a further letter by recorded delivery, enclosing the first letter and we've still had no response.
It's now got to the point where the car has had to come off the road now and we are still paying for it, we actually have 5k still left to pay on it
over another 2 years, although this includes an optional final payment.
My husband spoke to GE as Vauxhall indicated on the phone that GE had some responsibility, they refute this and have said that although it is a 'Motor Loan', and it is secured on the car, their terms and conditions have changed since we bought the car and they no long accept any liability for faults.
It's warranty runs out on 19th September 2007 but they claim this is not a warranty issue.
Whilst we are happy to get it done and pay for it, it is going to be a few months before we can afford to get it done, whilst we are still paying for the car.
Our local friendly garage has given us a quote of £400 for the work.
We'd appreciate any ideas on this, whether Vauxhall should carry out the work or whether the finance company hold any responsibility.
Tooth_Fairy
Car Problem & Car Finance 
