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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Old 23rd April 2007, 09:52   #1 (permalink)
hulsim
Basic Account Customer
 
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Join Date: Feb 2007
Posts: 9
hulsim Novitiate
Question Carcraft Don't Have My Original Details

Hi All

I sent a Subject Access Request to Carcraft Group requesting my original documents. They have sent me a printout basically saying that I bought a car from them in 2001. They say that they only keep documents for three years and that any other info is not held in relevent filing systems for the purpose of the Data Protection Act. Where do I go from here? Any suggestions welcome!

Hulsim
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Old 23rd April 2007, 22:26   #2 (permalink)
danler
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Default Re: Carcraft Don't Have My Original Details

Have you had a look at you bank statements to see if the payment for your car has the name of the lender. Mine does (Open + Direct)

If i'm not mistaken the credit agreement will not be with Carcraft but with the lenders (please someone correct me if I am wrong).
I am just about to send a letter off to them for the mis-selling of PPI by the salesman at Carcraft, who sign on behalf of the lenders.

Regards
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Old 24th April 2007, 13:13   #3 (permalink)
hulsim
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Default Re: Carcraft Don't Have My Original Details

Thanks Danler

The lender is GE Capital Woodchester. Iwas hoping to get the originals because there seems to be a change in the info that I filled in and the info they hold on computer. I'll send a Subject Access Request to GE and see what happens.

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