consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Vehicle retailers and manufacturers


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 20th April 2007, 20:45   #1 (permalink)
surprise
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 1,277
surprise Informativesurprise Informativesurprise Informative
Default Urgent Help Required

My daughter bought a Ford Focus July 06 16 months old. March 5th oil seal leaked oil into Turbo. Since this date no one will take responsibility for the repair as they say it doesn't come under the warranty. The cost of this repair is £2,500 and then there is no guarantee that it hasn't done any damage to the engine. Contacted Trading Standards who say it is contractural and a supplier is obliged to supply goods of a satisfactory quality,etc. She has today been told to return the loan car and that they are not repairing the car. She needs a car as she travels with her job and her contract at the moment is in Guildford, she lives in the West Midlands.

Can anyone offer any advice on the best way forward.

many thanks
surprise is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th April 2007, 23:25   #2 (permalink)
tiaposy
Classic Account Customer
 
tiaposy's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 248
tiaposy Novitiate
Default Re: Urgent Help Required

Is the vehicle still under the manufacturers warranty?
I work for a VW dealer, and VW would cover this under the terms of their warranty, and even offer a goodwill payment upto 6 months after the warranty has expired. Have you contacted Ford head office?
tiaposy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st April 2007, 00:10   #3 (permalink)
surprise
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 1,277
surprise Informativesurprise Informativesurprise Informative
Default Re: Urgent Help Required

It is still under warranty and she has contacted Ford but they have ignored her email. She phoned them and said they would get back to her and didn't. They saying its not covered by the Warranty because the service record. But her argument is that this part wouldn't come under the service but its like hitting your head up against a brick wall. She going to see the dealer tomorrow so she can say about VW so thanks for that.
surprise is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st April 2007, 00:39   #4 (permalink)
Bookworm
Platinum Account Customer
 
Bookworm's Avatar
Default Re: Urgent Help Required

Quote:
They saying its not covered by the Warranty because the service record
Because the service record what? Can you explain what you mean by that?
Bookworm is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st April 2007, 07:24   #5 (permalink)
surprise
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 1,277
surprise Informativesurprise Informativesurprise Informative
Default Re: Urgent Help Required

Apparently because the car had a service record the warranty didn't cover parts that had been serviced. Her arguement is the oil seal shouldn't and wouldn't have been serviced. She is saying it should last the life of a car and therefore must have been faulty. She has been given the runaround by the Finance Company, All Electric Garage and Ford's have just not responded. They say they'll phone her back but never do. She has emailed but they didn't reply. She is going to the Garage this morning to see what they say face to face.
surprise is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st April 2007, 11:23   #6 (permalink)
rosiecotton
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2006
Posts: 878
rosiecotton Informativerosiecotton Informativerosiecotton Informative
Default Re: Urgent Help Required

How was the car paid for?
rosiecotton is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st April 2007, 12:16   #7 (permalink)
surprise
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 1,277
surprise Informativesurprise Informativesurprise Informative
Default Re: Urgent Help Required

Funnily enough my daughter has just been up and I've discover that it was Finance Agreement G E Capital Bank Finance -with PPI. However, they are now asking for a copy of the agreement and what the garage have reported. Does this mean they've lost the agreement? if so, would a CCA cover this.

many thanks
surprise is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd April 2007, 19:23   #8 (permalink)
surprise
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 1,277
surprise Informativesurprise Informativesurprise Informative
Default Re: Urgent Help Required

Can someone who knows about Agreements help now. I have got the Agreement and I can't get the figures to tally, hoping that it is an unenforceable agreement, as we are having problems getting anyone to accept responsibility for this repair of £2,500 and then the garage can't guarantee that the engine isn't damaged.

Will lay them out as in the Agreement "Hire Purchase Agreement Regulated by the Consumer Credit Act 1974

Amount of Credit £8,700
Total amount payable £12,839.48

47 payments of £250.76
A final payment of £49.76
APR1
surprise is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th April 2007, 11:39   #9 (permalink)
surprise
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 1,277
surprise Informativesurprise Informativesurprise Informative
Default Re: Urgent Help Required

I've now written to all 3 companies, Finance, Supplier, Manufacturer, not one reply. It looks as if my daughter has been left with a car requiring £2,500 of work done on it and a debt of £12,000. She has made a formal complaint to the finance company who have sent her a form to fill in and they have asked for the Agreement. As this Agreement is only a few months old I should have thought they would have had the agreement, can I send a CCA letter to them, as if they haven't got a copy it may be away of negotiating a get out?

Can someone get back to me asap as she is obviously extremely worried about this and does rely on a car for her job.

Many thanks.
surprise is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Urgent Help Required scousepie Abbey Bank 1 29th March 2007 21:39
Urgent Help Required !! Sabzx Halifax Bank and Bank of Scotland 5 3rd February 2007 16:20
Urgent Help Required! missbarton HSBC Bank 1 27th November 2006 14:18
Help required - URGENT carefree First Direct 3 10th August 2006 16:54




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.