the funding corp worst company ever!!! - Page 16

gillypam · 21st June 2009, 23:39

Hi drop.keep me posted l am going to ask them again if bos dose posions so all are crap ?l

drob · 22nd June 2009, 08:59

I had an independant person (Solicitor) look at my Credit Agreement & BOS aswell as Stephensons. In his opinion he thinks that the invalid BOS does not make the Credit Agreement unenforceable.

Personally i question this as the BOS does make reference to the Credit Agreement in the terms & conditions. Also if the PPI has been misold then this will surely question the validity of the credit agreement.

postggj · 22nd June 2009, 09:04

bang on drob

nish40 · 22nd June 2009, 10:43

When my agreement was sent to the Barister by Mark Bowden, it took 5 weeks from when he received it for me to get a copy of what he said.

One thing i was miffed about, is that i weren't even told MB had left.
I hope Gillian Lavelle is up to date

JonCris · 22nd June 2009, 14:34

I agree with postggi I should ask Stephenson for a 2nd opinion Also I'm not upto speed has Mark left?

drob · 22nd June 2009, 15:05

Yes Mark Bowden has left and it appears the Gillian Lavelle has taken on some of his files

gillypam · 22nd June 2009, 21:37

Hi all. l got told a week before he was leaving gillian lavelle must have taken all tfc cases .glad we did,nt have a ppi it makes you wonder if we can do something about tfc or are they going to get away with bos been void and credit agreement been valid?

larlieboy1 · 25th June 2009, 14:02

Hi GillyPam I am having the same problems as you I have found out the BOS with TFC is void and they have failed to take the car because I told them it was illegal. I have had the agreement looked at by Stephensons and they say its above board.Surely a company that gets you to sign documents that are illegal should not get away with it and it should effect the credit agreement.

gillypam · 25th June 2009, 19:08

Hi larlieboy1 so stephensons have said its above board so what are they going to do have they said .quite alot of people are saying that if the bos is void it posoins the credit agreement you wont to ask stephensons about this.it stinks

JonCris · 25th June 2009, 21:01

IMHO the BoS was/is an attempt to circumvent legislation namely the CCA & therefore illegal & consequently unenforceable .............& if anyone can claim, with authority, that it is enforecable please do

postggj · 25th June 2009, 21:01

now stephensons are a biz

they are not going to give to much away, are they

why cut there own throats

gillypam · 25th June 2009, 21:42

what do you mean and is there anything which can be done to sort if bos is void so were dose that leave the credit agreement.sorry mite be a bit thick

postggj · 25th June 2009, 21:46

Lets Take This One Step At A Time
This Is Only Going On What I Know But Get A Second Opinion

Do You Still Have The Bos And Credit Agreement

13 Points The Same Need To Be On The Bos As On The Credit Agreement

Both Documents Are Linked Togeather

One Fails, They Both Do

Ime Talking About Ammount Of Credit Etc
Standard Stuff On A Cca But They Also Have To Be On The Bos

Ime Sure Johnchriss Will Agree With Me

postggj · 25th June 2009, 21:48

Quote:

Originally Posted by gillypam

what do you mean and is there anything which can be done to sort if bos is void so were dose that leave the credit agreement.sorry mite be a bit thick

HAVE YOU POSTED THE AGREEMENT YET

gillypam · 25th June 2009, 21:56

Hi postggi yes looking at bos and ca what am l looking for and what the 13 points

drob · 30th June 2009, 17:49

Funding Corporation have now passed my account to Legal Recoveries & Collections Ltd. I received a nice letter from Legal Recoveries threatening Court Action......... Looks like TFC are are now clutching at straws!!!

gillypam · 30th June 2009, 20:03

hi drob have you been in touch with stephensons if so what have they had to say.

drob · 30th June 2009, 21:15

Quote:

Originally Posted by gillypam

hi drob have you been in touch with stephensons if so what have they had to say.

I have contacted Stephensons and they have sent them a polite letter!

gillypam · 30th June 2009, 22:11

hi drob.what they said will they be able to take your car?l am speaking to gillian on friday she wonts to discuss what to do next l think.volentry hand back the car.cant do that husbond needs it for work unsocial hours and all that with beening a wagon driver. mite have to let the case go let you know on friday.

drob · 1st July 2009, 09:52

Quote:

Originally Posted by gillypam

hi drob.what they said will they be able to take your car?l am speaking to gillian on friday she wonts to discuss what to do next l think.volentry hand back the car.cant do that husbond needs it for work unsocial hours and all that with beening a wagon driver. mite have to let the case go let you know on friday.

TFC have already admitted that the Bill of Sale is invalid, therefore they can't take the car.

TFC are trying to enforce and rely on the Credit Agreement.

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