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22nd October 2006, 20:41
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#1 (permalink)
| | Platinum Account Customer | 2nd hand cars and consumer rights I was wondering if anybody could tell me if you have any consumer rights when you purchase a second hand car from a dealer on finance. And if so how long do they last?
The reason I ask.
Purchased Toyota Rav 4 (5 years old) in Oct 03, settled with finance company in Nov 04. March 05 required new barings and flange total costs £1000. April 05 needed new clutch total cost £1500. May 05 gear box goes bang, estimate cost £2K.
Bye bye Rav, part ex'd for £1000.
Purchased 01 plate Renault Senic 4x4, 27k miles May 05, cost £9995 - Oct 06. Needs new engin!!!!!!!!!!!!!!
Either we have been very bad at driving our cars, or extermely unlucky!!! We cant afford to put this right, and we really cant afford to pay off the finance and sell the car on.
We lost so much money on changing the toyota, we cant beleive how unlucky we have been again!!!
So my question is, do we have any legal rights on this renault, or do we just have to get into more debt in order to pay for repair?
Thanks in advance Guys
__________________ Allyxia KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains HSBC £1200 - Settled in Full Cap 1 2 X £100 - Settled in Full Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order NatWest £2215.60- Settled in Full and Removed Default Natice Woolwich £3690 - Settled in Full |
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22nd October 2006, 20:52
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#2 (permalink)
| | Site Team | Re: 2nd hand cars and consumer rights When you buy goods from a trader, you enter into a legally binding contract governed by the Sale of Goods Act 1979, as amended by the Sale and Supply of Goods Act 1994 and the Sale and Supply of Goods to Consumers Regulations 2002. The law gives buyer and seller rights and responsibilities and applies to the sale of used cars in the same way as to other goods. When you buy from a trader, you have the right to expect the car to be: - of satisfactory quality;
- fit for its purpose, including any particular purpose made known, and
- as described.
The law defines goods as being of ‘satisfactory quality’ if they meet the standard that a reasonable person would regard as satisfactory – taking the description of the goods into account, the price (if relevant) and all other relevant circumstances. So, when you have bought a used car, you must consider its age, the price you paid, the description which was applied to it and anything else which is relevant when deciding whether it is of satisfactory quality. Your expectations should be different when you are buying a low mileage, two-year-old car than when you are buying a high mileage, ten-year-old one, for example. However, it must still be: - fit to be used on the road;
- in a condition which reflects its age and price, and
- reasonably reliable.
Was the second car bought on finance? If so, you would have a claim with the finance company too - even if the finance has been paid off.
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__________________ Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer. "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly) www.unsubscribe-me.org www.LOVEstoke.org |
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23rd October 2006, 12:19
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#4 (permalink)
| | Basic Account Customer | Re: 2nd hand cars and consumer rights Hi Allyxia
Have a read through my post here: Sale Of Goods Act (buying A Vehicle) - Your Rights
Seems to be a similar story to what I went through. Let me know if you need any template letters to send to the dealer.
Simon |
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