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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 9th October 2006, 19:15   #1 (permalink)
Thailand
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Default Can I claim back anything? YCC ~ DAF

Hi,

I paid my agreement off early and saved a couple of grand, but I still paid them the GNP of Sierra Leone

I took everything except GAP insurance and stumped up a £400 deposit.

Having just had a quick look at saynotoyes - It appears that it would have just been added to the price of the car. RIP OFF MERCHANTS!!!

I have no documentation, but can remember my addresses and the car reg. Does anybody think its worth firing off a S.A.R - (Subject Access Request)?? (I probably paid a couple of late payment fees.)

Any advice greatly appreciated
__________________
Woolwich,YB & Halifax settled in full with interest. Also Barclays claim settled in full for a Cagger. (total 6K)

Woolwich/Barclays here
Yorkshire Bank here
Halifax easy claim no link
Barclays here

'Claire V NatWest' = 93% settlement of which 50% went to IVA.Claim was for nearly 5K. here

Friend V Barclays LPA sent 17/12/07
LBA Sent 02/01/08. Stayed


CAG IS BEING SUED FOR LIBEL, PLEASE DONATE WHAT YOU CAN.


http://www.consumeractiongroup.co.uk...php?f=23&a=140



Last edited by Thailand; 9th October 2006 at 19:23.
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Old 9th October 2006, 19:26   #2 (permalink)
Thailand
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Default Re: Can I claim back anything? YCC ~ DAF

Quote:
Originally Posted by thailand
(I probably paid a couple of late payment fees.)
Thanks Bakedalsker for returning my PM, I now know the above wouldn't have occured.
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Old 9th October 2006, 20:04   #3 (permalink)
Karnevil
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Default Re: Can I claim back anything? YCC ~ DAF

what wouldn't have occurred ? the late payment fees ?
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Old 9th October 2006, 20:09   #4 (permalink)
Thailand
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Default Re: Can I claim back anything? YCC ~ DAF

Yep, baked says the fees only started when YCC shut its doors - mine would have been around 3 years ago.
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Old 9th October 2006, 20:31   #5 (permalink)
bakedalasker
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Default Re: Can I claim back anything? YCC ~ DAF

Yes the late payment fees only came about after YCC closed its doors as a sales operator. Provident lost around £122 million when it brought YCC to a close. We beleive they started using the late payment fee to recoup some of this loss. Alot of payment fees but these guys will try anything.

The deposit on the car is one of a few scams they did. YCC never put prices on their cars. By law all they had to do was put a sheet of the prices somewhere in the showroom. I know for a fact they did not do this at the showromm I went to.

How they played it was like this. Say a car is valued at £3000 and you put a deposit of £500 down. What they did was added the £500 onto the value of the car so it appeared on your agreement at £3500. You would not have noticed because they did not put prices on the car windscreen. Adding to the sales pressure of keeping you in a small no window room for several hours is how it help them to get away with it. Thoughs of us who have been through this experience know what I am talking about.

Thankfully they cannot do this to anyone else as this battle has been won but the war is not over. We will continue to be their for those victims of YCC to provide support for those who want it. We will have our big day and justice will prevail against one of the biggest business scams ever to hit our shores.

I feel better for saying that.

Last edited by bakedalasker; 9th October 2006 at 20:57.
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Old 9th October 2006, 20:39   #6 (permalink)
Thailand
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Default Re: Can I claim back anything? YCC ~ DAF

I remember the windowless room and the choice of 4 crap cars, the changing of staff for evrything, the pressure selling the lies and so on! so its official - I'VE BEEN HAD.

I also asked them to drive me home at the beggining because I had a fractured elbow - it 'wasn't a problem' - until I had signed on the dotted line and all the staff vanished.
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