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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 2nd September 2006, 12:25   #1 (permalink)
Markas
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Join Date: Jun 2006
Posts: 7
Markas Novitiate
Default Direct auto finance / yes car credit

Hi not sure if anyone can help me but I had a car from yes car credit through Direct Auto Finance in 2003 (seems I made a big mistake). Having gone through a divorce the car went back 2005. The finance was in joint names.
Ihave had a read around on here and I might have got it wrong but am I right in thinking that after half of the total balance has been paid the car can be returned so the payments can cease?
If this is the case can I claim any money back?
The remaining balance at the time when the car was given back was almost £6000 out of a total of £9000 and I was told to pay £3000 and my ex wife would be chased for the other £3000.
As I have paid more than half of the remaining balance can I reclaim any of that money?

Thanks for taking the time to read this and I hope somebody can help.
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Old 1st October 2006, 16:09   #2 (permalink)
bakedalasker
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Posts: 43
bakedalasker Novitiate
Default Re: Direct auto finance / yes car credit

Markus,

Coudl you tell us the latest situation here.
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