Another complaint about carcraft & a warranty

[Fishface101]

ok anyone who can give me advice on this on please

Me & my wife bought a Land rover freelander from carcraft Leeds 3 months ago i didnt go in to buy a freelander i only went in to buy an estate car for running the dogs i have around but when i took the wife to look at a couple i had picked out she didnt like any of them. But while we were there the salesman must have spotted my wife eying up this freelander softback so of course he walked us back past it anyway over £10k later we ended up buying it the wifes company give her an allowance each month to pay for it which is just as well.Had i known that she was interested in a freelander & wanted to spend that much i would have gone to a dealer.

We were given the option of driving away the same day but to do this we needed id so i was sent home to get id & drivers licences ETC.While i was away they said that they were going to talk about the finance with my wife which was ok but when i returned not only had the sorted the finance but had also sold her an extra 3 years warranty on top of the 2 years they offer as standard at a cost of £2500 which was tied in to our HP agreement this i was annoyed with as i had questions about the warranty & everytime i brought it up i was told that it is all covered & not to worry(HaHa).

we paid off the finance including the extended warranty last month we'd sold our house & moved away to essex. Not long after this there started an almighty rattle from the engine i phoned carcraft who told me to phone a company called NAC who the warranty is with they told me to take it to a vat registered garage & have it inspected so we took it to land rover in chelmsford who told us that the inlet manifold had gone & needed replacing at a cost of £905 we exlained about the warranty & they phoned NAC & got authorisation from them.NAC said ok as long as we produce the service history heres where the problems start.The car was sold to us without any service history nor handbook at all so when i asked NAC about this they said that the car was sold at 52000 miles on the clock the milage the land rover garage gave them was 60000.This would have been one of the questions i would have asked how often does it need servicing apparently its every 6000 miles or 6 months whichever comes first.Carcraft never mentioned a word of this while selling the car if i had known this i would not have took the extra warranty the dealers themselves reccomend every 12000 miles for a service.

I know that 8000 miles in 3 months is a lot but i'm from the north east & had to make a few journeys up north for family issues.

When i phoned NAC to make a claim i asked about there being no service history & what i needed to do. I was then told that the warranty was void as i had not serviced the vehicle since purchase i started getting irate at this time & basically said "so this warranty we have paid up for for 5 years at a cost of £2500 which we have only had for 3 months is now not even worth the paper its written on" to which i was replied "yes" i then handed the phone to my wife as not to really blow up & tell them what i think of them on the phone & make matters worse.

Nac did send us warranty card through the post as to what is covered & what is not but at the time i recieved it like i said i was dealing with family issues & i have to admit didnt read it fully it does say in the smallprint that the car needs to be serviced every 6000 miles or 6 months whichever comes first.

It also says in the smallprint "Failure to comply with this servicing requirement will end your cover under this guarantee & no refund of premium shall be given"

I have been screwed here havent i is there anything i can do to make them honour this or even give me a refund for the extended warranty which i really do not want anymore we have not used the two years warranty that carcraft advertise you get with all cars sold there so can i ask for the extended warranty to be refunded

Any Advice on this would be great

Thank you

[Lady H]

I don't know what your rights are on this but I work for a main car dealership and see customers on a regular basis who have bought cars from Carcraft and who come to us with the NAC Guarantee completely unaware of the small print and how it can catch you out.

I think that with regards to your warranty there isn't anything you can do now to reinstate it as you've failed to comply with the terms and conditions but you may have some comeback with Carcraft themselves if they have failed to inform you of the terms of the warranty.

Too often sales people sell vehicles with warranties that "cover everything so you'll have nothing to worry about", without highlighting your part in the agreement. They also fail to pass on that diagnosis of the fault cannot be claimed back through the warranty and is chargeable to the customer. Warranties like these generally will only cover replacemnent of the failed component.

Also were you sold the vehicle knowing that there was no service history and if so should they be warranting a vehicle at all that hasn't been properly maintained? And if Landrover state the service intervals are 12000 miles or 12 months isn't this good enough?

All I can tell you is that there are postings on other sites that say NAC Guarantee is wholly owned by Carcraft themselves and if this is true in my opinion they are failing to pass on the service regulations of the warranty in order to profit from the sale without any future outlay.

Hope you get somewhere with this. It sounds very unfair!

[insiderinformation]

You have your facts a bit wrong which really does show that you haven't read your NAC booklet at all. The booklet says that if you do not know when your car was last serviced then you will need to make sure that it is serviced within 6 months or 6000 miles from date purchased. After this the car can be serviced according to the manufacturers recommendations. Because you have done 8000 miles and haven't had your car serviced you have voided your warranty. It's all very well blaming other people but you had the booklet from day one and had 30 days in which to cancel the warranty if you weren't happy with it. If you spend that much money on a product you make the time to read the booklet to see exactly what you've paid for.

[baconbuttyman]

surely there are disclosure laws tat they could explore

[nikkie3535]

Has anyone had any resolve from any of the NAC warrenties or Car craft? Ive just been stung by them - and I had mine serviced within 6 months. Apparently its a common fault that NAC wont cover - nor will Nissan fix as there is no service history before I bought the car. The timing chain is loose and will cost 900 quid to fix.... happy christmas. Let me know if anyone has had any luck here....?

[gettingverymad]

Hello all i am new to this site and wish to make another complaint about car craft warranty.

This is not worth the paper it is written on i have a stamped service history book with my car and when i came to make a cliam they now also want invoices which car craft did not give to me on the purchase of the car. Now i am trying to get hold of them of car craft they say they cant help and NAC think i am the sort of person to to walk in to a garage and make a theft of a service stamp. The man at NAC who calls himself a manager was very unhelpful and needs to go on some sort of customer service training.
Was i sold this policy on a false pretense as car crarft should have provided all that was needed to make a claim not just a service book.
If car craft are selling this policy and not giving all the correct infomation that is required are they not liable for any action against them.

Any help please

[CustomerServiceLass]

Originally Posted by gettingverymad

Hello all i am new to this site and wish to make another complaint about car craft warranty.

This is not worth the paper it is written on i have a stamped service history book with my car and when i came to make a cliam they now also want invoices which car craft did not give to me on the purchase of the car. Now i am trying to get hold of them of car craft they say they cant help and NAC think i am the sort of person to to walk in to a garage and make a theft of a service stamp. The man at NAC who calls himself a manager was very unhelpful and needs to go on some sort of customer service training.
Was i sold this policy on a false pretense as car crarft should have provided all that was needed to make a claim not just a service book.
If car craft are selling this policy and not giving all the correct infomation that is required are they not liable for any action against them.

Any help please

In your NAC policy booklet it does state in black and white that the only accepted proof of servicing is the VAT invoice and if you don't have these you don't have full service history so would have to have had serviced within 6 months /6000 miles as stated.


As they are used vehicles carcraft can't guarantee to pass every aspect of the car onto you if not given it themselves.

[chrisk7]

friend had similar exp.hope you get sorted.

[MilkTrayMan]

Originally Posted by chrisk7

any Advice Would Be Great!!!!!

U may be better off starting your own Thread, on behalf of your Friend, instead of hi-jacking Fishface101's??!...

[Consumer Watchdog]

You should be very careful about buying warranty from Carcraft and NAC.
We have had numerous problems with claims and NAC will use every possible loop hole to avoid payment.
The complaints procedure is totally biased towards the Company and can only be done in writing.
You cannot even contact the Adjudicator other than by writing to a PO Box number. Therefore, trying to find out what is happening is virtually impossible.
I really can't undedrstand why Carcraft have not done something about this, as the internet has many examples of customers all experiencing the same problem.
Could it be that they are fuuly aware of this but are happy to take the money?

[fe1234]

I have purchased a car from carcraft and regret it more than anything.
I have had 5 probelms in 5 months, it is a pile of crap!!
Cant believe how incompetant the staff are bunch of monkeys!!
Rude, thick imbecils, lying cowboys.
I have contacted trading standards and they are now getting involved.
The lady who said you should read your warranty after spending so much money, well it would help if i actually received mine! and also any documents for that matter, all i received was a the bank details and personal information in my glove conpartment of another customer!!
Nice one carcraft!!
Hope for the sake of everyone, this company goes bust!

[BADGER 69]

Don't NAC have to be licenced by some authority that you could complain to in addition to trading standards? Don't they have to have some sort of licence? Something like an insurers licence.
Pehaps someone has some info on this.

[Whydididoit]

The CARCRAFT / NAC £300 per claim limit wasn't explained to me until after the event. I would ask everyone to spread the word on this CON. This warranty is not worth the paper it is written on. Read Exclusions 25 in the T&C. "Wear and tear or gradual breakdown of the covered parts". What a GetOut.

I'm also in the process of claiming for a CD changer that I was told was in the boot but wasn't when I checked after delivery. Carcraft response was that they could only find the packaging so the previous owner may have it!

Would I shop at CARCRAFT again - NEVER - LET EVERYONE KNOW HOW BAD THEY ARE.

[Whydididoit]

From another website with equally bad customer experience of Car Craft.

Previous employee of carcraft could tell you stories that would make your hair curl. For example there is a long running joke among its employees that the NAC warrenty doesn't stand for National Automobile Cover (which again is owned by carcraft) but "Nothing at All Covered"

Originally Posted by fe1234

I have purchased a car from carcraft and regret it more than anything.
I have had 5 probelms in 5 months, it is a pile of crap!!
Cant believe how incompetant the staff are bunch of monkeys!!
Rude, thick imbecils, lying cowboys.
I have contacted trading standards and they are now getting involved.
The lady who said you should read your warranty after spending so much money, well it would help if i actually received mine! and also any documents for that matter, all i received was a the bank details and personal information in my glove conpartment of another customer!!
Nice one carcraft!!
Hope for the sake of everyone, this company goes bust!

[zara2007]

I also was misled by (CARCRAFT LEEDS) with this usless warrenty. i purchased a BMW in Feb 2007 first thing was the electric window motor took it to Nationwide and guess what wear and tear and again a few months later because of an oil leak from the engine and again wear and tear so in the end i sold the car in November 2007 as it was costing to much money for repair when this so called warrenty was supposed to cover everything so the so called salesman at carcraft said.
I tried to cancel this warrenty and guess what you cant cancel it or transfer it to another car, very unhelpful so i called the finance company Creation Consumer Finance to see if they could help, they were more simpathetic but couldnt help either because it was a personal loan carcraft had got me for this warrenty and i have to continue paying £38.78 per month for another 3 years, what a con . Today I have rang Trading Standards and Consumer Organisation and thought they would be of help but they also dont want to know because i should have read all the agreements before signing anything ( silly me) when you have a pushy sales manager is bombarding you with so much paper work to sign that must have cost one tree to be chopped. I will advise anybody not to buy a car from Carcraft and certainly do not take there NAC cant use warrenty

[zara2007]

I gat intouch with Trading Standards today and all the advice i got was you should have read your agreement before signing and there is nothing i can do just continue paying for the next 4 years even though i havent got the car any more as to many problems with it and the warrenty didnt cover (wear and tear) as like with everone else its not worth the paper its written on.

[vond]

First of all just to say that if i went to buy a car i would consider a guarantee on it as i dont know anything about cars or how to fix them. what i do know is that it costs me alot of money to fix them. I do know someone who had an NAC guarantee an it paid out £1456 for there gearbox and front suspension, it did helped them as they couldnt afford to pay that. i also know smeone who had one and it didnt payout for the cam shaft sensor but then this isnt covered! also i see people didnt realise they had these and that they didnt sign for them. so what were you doing that day you bought a car??? sure as hell wasnt paying attention! ive never signed anything in my life without reading top to bottom, i even check toilet paper before using it just to be safe. these gurantees work on law of averages and obviously peace of mind which lets be realistic convinced you! ive noticed on this site everyone has bad press about these people. i know people who have bought cars off different companies throughout the uk some have had problems some havent. If you spend all you time moaning about what happend you aint going to get anywhere. it all comes down to the fact you wasnt paying no attention the day you bought a car so whos fault i ask???
as for some people, a litle bit of advice if you buy a guarantee whether it costs you £500 or £2500 your paying for it so surely you want to know what it covers and what it doesnt and if there are anything that can stop it paying out. seriously i would know it inside and out. i think its time the nation who complain realise that there incompetence led them to believe that the sun is always shining! only in noddy land im afraid.

[John Atkinson]

This business need to be investiagted. There seems to be many complaints about this buisness over at Car Credit Complaints too . Is it not time that action is taken.

[chrisk7]

wouldnt it be great to be as good as you Vond,??

[lusciouslips]

I too have been had by carcraft and the nac guarantee! like you I was told after the fault occured that the warranty was void due to lack of service history, however my car was serviced by a mechanic but it wasnt done at a vauxhall dealer and apparently this doesnt count!! information that would havde been useful when i signed the agreement.

it is about time that there was something put in place to protect people such as us so that no body else gets conned into an agreement with either company. it is extremley unfortunate for us that we cannot claim anything back but i hope that people will read these posts and NOT consider buying from them.

my advice is make sure that you spread the word to all of your friends and family and anyone else you know that they SHOULD NOT buy a car from them on finance or outright purchase they will be had. If you do get any joy or find a way to reclaim your money please let me knowas i am out of pocket by a couple of thousand pound too!!!!!

Originally Posted by Fishface101

ok anyone who can give me advice on this on please

Me & my wife bought a Land rover freelander from carcraft Leeds 3 months ago i didnt go in to buy a freelander i only went in to buy an estate car for running the dogs i have around but when i took the wife to look at a couple i had picked out she didnt like any of them. But while we were there the salesman must have spotted my wife eying up this freelander softback so of course he walked us back past it anyway over £10k later we ended up buying it the wifes company give her an allowance each month to pay for it which is just as well.Had i known that she was interested in a freelander & wanted to spend that much i would have gone to a dealer.

We were given the option of driving away the same day but to do this we needed id so i was sent home to get id & drivers licences ETC.While i was away they said that they were going to talk about the finance with my wife which was ok but when i returned not only had the sorted the finance but had also sold her an extra 3 years warranty on top of the 2 years they offer as standard at a cost of £2500 which was tied in to our HP agreement this i was annoyed with as i had questions about the warranty & everytime i brought it up i was told that it is all covered & not to worry(HaHa).

we paid off the finance including the extended warranty last month we'd sold our house & moved away to essex. Not long after this there started an almighty rattle from the engine i phoned carcraft who told me to phone a company called NAC who the warranty is with they told me to take it to a vat registered garage & have it inspected so we took it to land rover in chelmsford who told us that the inlet manifold had gone & needed replacing at a cost of £905 we exlained about the warranty & they phoned NAC & got authorisation from them.NAC said ok as long as we produce the service history heres where the problems start.The car was sold to us without any service history nor handbook at all so when i asked NAC about this they said that the car was sold at 52000 miles on the clock the milage the land rover garage gave them was 60000.This would have been one of the questions i would have asked how often does it need servicing apparently its every 6000 miles or 6 months whichever comes first.Carcraft never mentioned a word of this while selling the car if i had known this i would not have took the extra warranty the dealers themselves reccomend every 12000 miles for a service.

I know that 8000 miles in 3 months is a lot but i'm from the north east & had to make a few journeys up north for family issues.

When i phoned NAC to make a claim i asked about there being no service history & what i needed to do. I was then told that the warranty was void as i had not serviced the vehicle since purchase i started getting irate at this time & basically said "so this warranty we have paid up for for 5 years at a cost of £2500 which we have only had for 3 months is now not even worth the paper its written on" to which i was replied "yes" i then handed the phone to my wife as not to really blow up & tell them what i think of them on the phone & make matters worse.

Nac did send us warranty card through the post as to what is covered & what is not but at the time i recieved it like i said i was dealing with family issues & i have to admit didnt read it fully it does say in the smallprint that the car needs to be serviced every 6000 miles or 6 months whichever comes first.

It also says in the smallprint "Failure to comply with this servicing requirement will end your cover under this guarantee & no refund of premium shall be given"

I have been screwed here havent i is there anything i can do to make them honour this or even give me a refund for the extended warranty which i really do not want anymore we have not used the two years warranty that carcraft advertise you get with all cars sold there so can i ask for the extended warranty to be refunded

Any Advice on this would be great

Thank you