re: park motor finance - Page 2

andie_303 · 26th June 2009, 15:06

I'm looking for you - but just quickly - what is the security fee?? do you know what it realtes to??

Maggie_moo · 26th June 2009, 15:55

no they can't remember, think it may have been for a credit check or along those lines, but couldn't swear to it

Conniff · 26th June 2009, 16:54

What charges have you incured?

rebecca1988 · 26th June 2009, 16:58

the charges are from when it was a derict debit fail they charged for that and for letters and telephone calls and in total was £290

well put mother and your okay miss inteligent

Maggie_moo · 26th June 2009, 17:03

There are a few, they got the Subject Access Request back, there are a few missed direct debits, and various interest charges because of this, also for letters and phone calls, I'm assuming this is what you mean.

Incidently there have been a few times they have made payments through my card because they knew they wouldn't have money in their account to cover Park and were told that they wouldn't try to take it from their joint account - Park still did this and they went overdrawn a couple of times because of a refused direct debit.

Ahem - I'll leave you to it!!

Maggie_moo · 27th June 2009, 11:48

bump bump bump

Maggie_moo · 29th June 2009, 14:12

bump

help help

postggj · 29th June 2009, 14:19

Ill Have A Look In Later
See If I Spot Any Thing

postggj · 29th June 2009, 14:32

Like I Said

Ill Have A Look Inn Tonight

Do Me A Favour

Phone Park Motor Finance And Ask What This Security Fee Is

If Its A Charge For Credit, Interest On It Is A No No

rebecca1988 · 29th June 2009, 15:09

hi, just phoned park motor finance and this is what they said,

£195- acceptance fee to set up the finance

£95- was a admin fee for all the paper work to be put in place

don't know what to make of that do you

andie_303 · 29th June 2009, 17:02

Ok - all the figures are ok - I've checked and double checked but the whole £195, £95 thing doesn't seem right to me.

Can you call them again and ask for written explanation about what these fees both the £195 and £95 are?

I would like to have it in writing - that way we may have something more to go at.

Maggie_moo · 29th June 2009, 19:12

Thank you andie, have done so. Will post again when they receive it.

Maggie_moo · 14th July 2009, 16:32

Have received this letter back from Park regarding the fees:

Park.3

Just one question - when you request CCA have they got to send out the original document as the one we've received is a copy, not the original. Thanks.

Maggie_moo · 16th July 2009, 14:01

Does anyone think that £195 for paperwork is acceptable? Anything to go at would be helpful, if everything seems ok could someone tell us? I've no idea so any help would be really appreciated

Maggie_moo · 20th July 2009, 18:13

Any ideas anyone? I'm assuming there's nothing as no-one has spotted anything regarding the fees

Maggie_moo · 4th September 2009, 18:01

Just a quick question - is there a time limit for following through on a voluntary termination? That is, VT has been accepted, but not acted upon by the car owner?

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