***Welcome Finance***

[Yasmin]

Received their defense, finally. Allocation questionnaire submitted. Received a letter from the court, apparently one of the defendants was given extra time ! They sent it right at the last minute. So now looks as though I'm awaiting yet another court date.

Welcome repossessed the car months ago now. No contact from them whatsoever. The vehicle should have been sold at auction...just silence from Welcome, as usual.

They have not dealt with any of this in a professional manner and I will certainly make this known in court.

My claim is for Misrepresentation, but there has been a multitude of errors along the way, of course I don't want to cloud the main issue.

[Yasmin]

I sent the appropriate notices to welcome and have now received my data. However they are still processing my data with the CRA"s even though there is Court Action pending!

They have not contacted me regarding the sale of the vehicle which they collected last July. Presumably they should have been in contact, to inform me of this. I know they have sold the vehicle, but interestingly enough there are no facts and figures in the data they have supplied....

As I am taking them to court for misrepresentation, I have not addressed the other issues, as I am unsure of my strategy in view of this. Would appreciate any comments......
,

[Yasmin]

Any comments......."welcome" he he ...or views....don't mind, I'm desperate now

[calvi36]

Hi Yas,

I would suggest that you attend court on the date set and request an extension of time until they provide full Data Protection Act. take proof of the DPA correspondence with you. I have just done this with another matter and extension granted of 30 days.

[KrisUK]

Hi ,

I am need of advice, I bought my second car a Vectra from welcome car finance just over two years ago and now I want to invoke the voluntary termination.

I havent had any problems with welcome before, and have been with them for 6 years, I want to swap it for another car from them.

I have £6k of finance outstanding on the vehicle and they are only offering me £2350 for the vehicle plus a letter worth £2k off the outstanding finance?????

I was under the impression that a voluntary termination meant that they would write off all of the outstanding finance and would simply start again with a new agreement??

The car had very high mileage when i purchased it, and it needs to be changed before repairs become an issue!

Help!!!