consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Vehicle retailers and manufacturers


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 3rd September 2008, 13:07   #1 (permalink)
Hitby
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 7
Hitby Novitiate
Default Please advise - Want to return faulty car.

Hi,

I wonder if someone could please advise where I stand with a car I bought approximately three weeks ago (11th August).

The car is three years old and it has 109000 on it. I've added about 800 of these miles.

I have been struggling to get the car into gear (first and reverse) and over the last week or so a strange noise has started to come from the front of the car.

I took it to a Volvo specialist who diagnosed a slipping clutch and damaged flywheel.

The price for this work was £1089.22 which included labour, VAT, Clutch, flywheel, flywheel bolts and a concentric slave cylinder.

I bought this car as a 'reliable' cruiser to do my 80mile a day commute in and I can't afford to be paying any money out at all at the moment. We're barely making ends meet as it is.

I have spoken to the dealer who at first said I should have expected to have to pay for a clutch soon on a car with this mileage. He then offered to pay for the labour (at the garage near the showroom) if I bought the parts.

I am waiting for him to ring back with the price of the parts but I haven't got any money anyway!

The car is a 2005 Volvo S40 2.0D SE and I bought it on finance. It is wholely financed as my part ex (which is still in stock and I'd kill to have back!) was in £600 of negative equity.

I would really appreciate any help with this. I really don't think I should be expected to pay any money out after owning a £6000 car for three weeks

Hitby
Hitby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd September 2008, 15:47   #2 (permalink)
raydetinu
Gold Account Customer
Default Re: Please advise - Want to return faulty car.

Quite right, you should not; its the dealers problem to sort out at his total expense, under SOGA. As the fault is quite major so soon you could reject the car under SOGA and ask for a full refund of all monies including the trade in value of your trade in. You need to write rejecting the car with the details etc. dont use the car once rejected, inform the finance company as it is their car and will be responsible as well and can put pressure on dealer to sort it or refund.
raydetinu is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st October 2008, 19:27   #3 (permalink)
Hitby
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 7
Hitby Novitiate
Default Re: Please advise - Want to return faulty car.

Hi,
I had booked the car in to the garage today to get it looked at properly as I can't be without a car due to commuting. The garage has advised me that the gearbox needs replacing along with the clutch and flywheel.

Tomorrow I intend to phone the Citizens Advice, the finance company and finally I plan to take the car back to the garage and see what they say. If anyone could give me any 'ammunition' or an idea of my rights/what to say etc I would very much appreciate it.

Thanks in advance

Danny
Hitby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st October 2008, 22:20   #4 (permalink)
raydetinu
Gold Account Customer
Default Re: Please advise - Want to return faulty car.

By garage do you mean the dealer where you purchased it? if not that is only people you should be dealing with.
As said above if you reject it, which seems your best bet, you must not use it.
Write to dealer rejecting the car under SOGA, not fit for purpose and defective etc. and why ( details ), and you want a full refund; copy to the finance company etc. and give them 14 days to respond.
raydetinu is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd October 2008, 08:20   #5 (permalink)
Hitby
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 7
Hitby Novitiate
Default Re: Please advise - Want to return faulty car.

I took it to a volvo specialist who diagnosed the gearbox problem. If I reject the car today I'm planning on driving it up to my mother in laws and leaving it on her drive. What happens if I haven't heard anything within 14 days? Is there a standard letter that I need to write to do this?

Thanks again for your help.
Hitby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd October 2008, 10:58   #6 (permalink)
aj84
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2008
Posts: 140
aj84 Novitiate
Default Re: Please advise - Want to return faulty car.

Hitby, not sure if you have read any of my thread (taking a SOGA case further) in the General Consumer area of the forums but I've had some fantastic help and letter templates posted on there to basically fill in and post via SPECIAL DELIVERY
Might want a quick glance at that and see if any of them help you

From what I remember, the 14 day letter is in there near the beginning (page 1 or 2) and then there is a letter before action there too
aj84 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd October 2008, 11:06   #7 (permalink)
Hitby
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 7
Hitby Novitiate
Default Re: Please advise - Want to return faulty car.

thanks. The car is now with the garage I bought it from (the dealer lent me his own car). He agreed there was a whine on the gearbox so he's taking it to a gearbox specialist and I have to go back at 1 to find out whats happening.

Am I correct in thinking that I shouldn't be paying anything towards any repair offered?
Hitby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Refund and non return of faulty goods! dinger0001 Retail Stores Forums 1 25th July 2008 14:49
Help 'Return of Faulty LCD Tv' chadders11 General Consumer Issues 1 12th March 2008 23:51
Can I Return Two Items If One Is Faulty? Magic Pockets General Consumer Issues 3 25th January 2008 10:41
O2 want me to pay to return faulty handset! kpmatthews Telecoms - mobile or fixed 14 21st January 2008 22:33
Can I return faulty TV within 30 days iof purchase? jcw78 Other Stores 1 13th December 2007 13:43




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.