consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Vehicle retailers and manufacturers


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 2nd August 2008, 16:53   #1 (permalink)
101_North
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 2
101_North Novitiate
Default Used Car - Misrepresented by dealer

Hi folks,

Just registered in the hopes that some kind soul could lend a bit of advice.

My wife recently bought a used car from a well known dealer. We were happy with the quality and we were assured it was in excellent condition, had recently undergone it's MOT and would be good to go. I asked about the MOT and was told there were no problems and the car was sound.

When we got home I discovered that we'd not been given a copy of the MOT certificate - this is where the fun begins.

I phoned first thing the next day and eventually the salesman accepted that it was missing and agreed to send out a copy. I waited over a week and nothing arrived. I phoned him again and he claimed he couldn't remember our previous conversation. Again we argued over whether it was missing or not and he kept assuring me that everything was OK but that he would send out a copy. Over a week later it still hadn't arrived! Not wanting to speak to this moron again I contacted the service manager who posted out a copy which received it the next day.

The problem is that there was an advisory notice issued with the MOT. They haven't sent me a copy of this so I have no idea what the advisory was for. I have spoken to them and they claim that they can't find the notice. I'm not prepared to accept this and have told them that I should have been made aware of any potential advisory notices before we bought the car. I have no idea which part/parts were considered suspect at the time and how soon remedial action should be taken.

As it stands I consider the car to not be in the condition it was described as being in when my wife bought it. I'm not prepared to pay for a test to see what the issues are and I'm not prepared to pay for any new parts.

As far as I'm concerned the problems should have been fixed by the garage before sale or at the very least I should have been made aware of the advisory notices so that we could make an informed decision as to the quality of the car. As it is I think the car was mis represented.

The length of time it took to give us even an MOT certificate suggests to me that they were hoping to get away with it.

What are our rights? Can I force that garage to fix the issues because the car is not as sound as it was described by the salesman? Failing that do I have any right to reject the car under the Sales Of Goods Act?

Thanks for any help

101
101_North is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th August 2008, 08:12   #2 (permalink)
old_andrew2007
Platinum Account Customer
Default Re: Used Car - Mis represented by dealer

Hi 101
I am no expert however I advise you to immediately contact your local trading standards department, ask them to investigate, don't inform the garage of this action.

Andy
old_andrew2007 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th August 2008, 12:48   #3 (permalink)
101_North
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 2
101_North Novitiate
Default Re: Used Car - Mis represented by dealer

Thanks for your reply. I've just phoned VOSA and it would appear that the garage is not breaking it's MOT contract by not giving me a copy of the advisory. This would suggest that I'm wasting my time chasing them about it.
Still doesn't hide the fact that thy mislead me about the condition of the car but I'm now unsure if I've a leg to stand on if, as VOSA state, the garage has done nothing wrong.

101
101_North is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th August 2008, 13:10   #4 (permalink)
gwc1000
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 534
gwc1000 Novitiate
Default Re: Used Car - Mis represented by dealer

Hi, 101. If it will put your mind at ease, it is quite simple to check what the advisory notice said. Go to MOT Information - Introduction click on Continue, and then on the left hand side click on Request history. You will need the reg no of the car and the MoT test no. (found on your MoT). This will then tell you what you want.
gwc1000 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
car dealer sold me faulty engine car dosh Vehicle retailers and manufacturers 17 5th June 2008 11:10
Car Dealer Damaged my car BentBeemer Vehicle retailers and manufacturers 2 10th April 2008 14:11
Is the car dealer at fault? stressed out mum Vehicle retailers and manufacturers 2 5th April 2008 11:49
Car dealer from Hell! daiboy663 Vehicle retailers and manufacturers 7 28th March 2008 17:55




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.