Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
|
Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
| | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
14th July 2008, 16:05
|
#1 (permalink)
| | Platinum Account Customer | Sale Of Goods Act - proposed response In the matter of a finance company supplying an unsuitable (broke down 2 miles from location, around the time their office closed for the weekend) and overvalued (by around 3x) vehicle: Quote:
Under the Sale Of Goods Act 1979 (as amended) I am entitled to repair, replacement or refund. Repair evidently is not appropriate in this case. I am reliably informed that the approximate value of the vehicle as supplied in the condition as it appeared was £X/3, assuming no further mechanical faults, and not £X as stated on the HP agreement, therefore I cannot rely upon any valuation on a vehicle supplied by yourself, therefore excusing me from any requirement to accept a prescribed replacement.
In lieu of the £X/10 deposit and the termination of the agreement without penalty, I am prepared to do the work in sourcing a suitable vehicle to the value of £X locally (and therefore removing a Z-mile round trip from the equation), since evidently the finance has already been arranged. Under these circumstances, the remainder of any rebates and compensation shall still be payable. If this is not acceptable, then your only option shall be a full and complete refund, and my release from the agreement without penalty.
I am informed that you have made requirements for the vehicle to be collected from its current location. Once you have confirmed a full refund or that the finance will be available on a replacement vehicle, the keys shall be released to you. (Further details attached) | The "further details" make it clear in no uncertain terms that the vehicle is being rejected as being unsatisfactory, unfit for purpose, and not as described, as well as reminding them that the burden of proof lies with them. Sound good as a start?
If anyone's interested, I may let you in on the mammoth notice that was drafted to make it absolutely clear that the goods are rejected.
Last edited by meagain; 14th July 2008 at 16:15.
Reason: +release keys
|
| |
14th July 2008, 18:49
|
#2 (permalink)
| | Basic Account Customer | Re: Sale Of Goods Act - proposed response Just trying to be helpfull...I'd say it's got a lot of words but is not very clear. Try using shorter sentances. Surely the first thing to state is that you are rejecting the car, then the reasons, then what you would like to happen?
A few things aren't clear - Why is repair not appropriate? Who says the car is only worth £X/3? Are you asking to find your own vehicle using the existing finance?
Not trying to be critical (well I suppose I am, but in a constructive way), I just think it could use some work.  |
| |
14th July 2008, 20:36
|
#3 (permalink)
| | Platinum Account Customer | Re: Sale Of Goods Act - proposed response Quote:
Originally Posted by daKlone Just trying to be helpfull...I'd say it's got a lot of words but is not very clear. Try using shorter sentances. Surely the first thing to state is that you are rejecting the car, then the reasons, then what you would like to happen? | There's plenty to say the vehicle is rejected. I've removed the very first line, which contains too much identifiable information to be worth censoring, but starts off saying so. The attached note says it several times in bold. There should be no confusion on their end over the fact that the car is being rejected. Quote: |
A few things aren't clear - Why is repair not appropriate? Who says the car is only worth £X/3? Are you asking to find your own vehicle using the existing finance?
| These details I would rather not reveal publicly. Suffice it to say the vehicle broke down on the way home, and a closer inspection showed up damage that wasn't visible at first. Valuation based on comparable vehicles, and came from someone who happens to work at a local main dealership. If they refuse, then I guess the HP can be considered null and void due to the misstatement of the value of the underlying goods. |
| |
Do your Internet search here:
The Consumer Action Group and The Bank Action Group are registered trademarks Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
|