Sirect Auto Finance Help Please

crusty git · 23rd June 2006, 15:27

OOPs that should be Direct Auto

My dauhter in law bought a car from Yes car finance she gave the vehicle back then the problems started-
She is being pursued by debt collectors for the balance of the insurance premiums.(£1500)

On the agreement insurances were shown as a seperate agreement and the PX deposit was shown on the Insurance agreement.

This obviously was meant to be a deposit on the car, therefore the agreement is wrong. can anyone advise on the wording and/or the act that would deal with this, my feeling is that the agreement should be unenforceable but I need the technical argument to use

Thanks

pmhread · 23rd June 2006, 15:47

Hello Crusty Git

this website might be able to help :

www.saynotoyes.co.uk

I'm fairly sure there is a claimm against them if they have used the deposit to pay the insurance but not sure of the technicalities

crusty git · 23rd June 2006, 16:10

Hi PMHREAD
thanks for the input,
I have searched that website but it does seem to encourage people to contact claims handlers or the CAB, I am not sure that that is the way to go.

Thanks again
John

buzz · 28th June 2006, 22:50

Quote:

Originally Posted by crusty git

Hi PMHREAD
thanks for the input,
I have searched that website but it does seem to encourage people to contact claims handlers or the CAB, I am not sure that that is the way to go.

Thanks again
John

I am interested in your comments regarding www.saynotoyes.co.uk. and just wish to clarify a couple of points:

Yes, we do advise contacting the Citizens Advice Bureau. The reason for this is that they have a dedicated team of advisors for Yes Car Credit/ Direct Auto Finance problems at most of the bureaux.
There is a contact email for them via the site.

As far as the claims handling company is concerned, we only give this as an option. This is to give the members a choice of help in solving their problems.

We have had tremendous success in the past year. Many of our members have managed to resolve their problems using these links.

I am sure if you visit the site and post your questions, you will be given all the help you need to resolve your problem with DAF /YCC. You would be made most welcome.

Buzz. ( moderator www.saynotoyes.co.uk )

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