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Ford Credit default

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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23rd June 2007, 16:14	#1 (permalink)
DoubleVee Basic Account Customer Watch out, there are Claims Touts about! Challenge your credit file? Join Date: Mar 2006 Posts: 45	Ford Credit default Hi, due to sickness I've missed almost 3 payments to Ford Credit for my car. They sent me a default letter which had an expiry date of June 22nd on it. I rang them on Thursday and asked if it would be ok to pay the outstanding £635 on June 29th. They told me that I now owe them £788 with the late payment fees and that if I didn't pay £788 by yesterday (22nd) they'de pass the case onto their Litigation & Recovery Dept to recover the vehicle. I bought the vehicle on a 5 year HP agreement which will be paid off in October 2008. Does anyone know what will happen next? They were really unhelpful/unwilling to listen to anything I had to say yesterday. I really need the car to get to and from work and it has me worried sick at the thought of losing it. Once I bring the account up to date then future payments would not be a problem, it's just a case of clearing the arrears. Any help/advice would be greatly appreciated!! __________________

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