consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Utilities - Gas, Electricity, Water


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 11th April 2007, 14:34   #1 (permalink)
natwestbasher
Basic Account Customer
Default british gas penalty charges and recorded phonecalls

I have been having trouble regarding late payment penalty charges on my bg electric account. They have issued £10 charges for sending out each (computer generated) `telemessage`. Could this be classed as a missleading and intimidatory tactic? Also the customer service is terrible. If you mention that you are recording the call they immediately hang up. If you dont record it (or tell them that you are not as they always ask me now ), they lie through their teeth and try to use scare tactics to make you pay. Does anybody have a contact number for somebody superior at bg as when i ask to speak to a supervisor/teamleader/manager etc, i am told that they dont take calls. Am i correct in thinking that their charges are illegal in the same way bank charges are, i have only had a few (unlike the bank ones!) but bg have infuriated me so much that i intend to really dig my heels in and make them earn their money, and give back any that they aren`t entitled to!
natwestbasher is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th April 2007, 14:18   #2 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: british gas penalty charges and recorded phonecalls

Any charge that penalises you for breaking a contract is unlawful, and therefore reclaimable. Same process as the banks. There's no need to tell them that you're recording the call at all if it's for your own personal records; if you want to use the recordings in court, you will have to ask the judge for permission.
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th April 2007, 15:02   #3 (permalink)
gondukin
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 74
gondukin Novitiate
Default Re: british gas penalty charges and recorded phonecalls

Quote:
Originally Posted by demon_x_slash View Post
Any charge that penalises you for breaking a contract is unlawful, and therefore reclaimable.
I was under the impression that charges are legal if they reflect the true cost to the business. I think you'll have a little more difficulty as BG will argue terms of payment are 14 days from bill issue date, so you will have had 3 letters (red reminder, disconnection notice and telemessage), attempts to phone you and manual review of the account before it gets to this stage. Whether they would consider it worth the time and effort of going to court though for one person is a different question, so if you want to chance it, go for it.
gondukin is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th April 2007, 15:40   #4 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: british gas penalty charges and recorded phonecalls

Penalties are punishments, and can only be conferred by those with legal power, so Courts, Police, etc. A penalty for breach of civil contract is not enforceable. Recovering actual losses caused by the aforementioned breach of contract is allowed. If all the above procedures were actually followed, then they would be able to charge what it cost them to do so. Arbitrarily assigning a set amount (i.e., £10) is not a genuine pre-estimate of costs.
Bookworm also said something about the penalty being unenforcable in its entirety when "something or other" the other day - damned if I can find it, though
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th April 2007, 12:35   #5 (permalink)
natwestbasher
Basic Account Customer
Default Re: british gas penalty charges and recorded phonecalls

Thanks for your replies. I think i will make british gas my next on my hitlist, after NatWest of course!
natwestbasher is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th April 2007, 14:34   #6 (permalink)
Ricklee
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2007
Posts: 17
Ricklee Novitiate
Angry Re: british gas penalty charges and recorded phonecalls

This is related to the original post so I think its OK here. Sorry this is so long, first post and not sure if this is OK, cant think of a short way to say it.

I know how you feel, the staff at BG are unbelievable, they lie, lie and do all sorts and no-one at BG seems to care, in fact I think they encourage it, calls not logged and no responsibility. Thats how they get away with it. Please see bellow my story.

I phoned BG and asked for an up to date bill on my Gas account since I had recently had a meter reading for my Electric and Gas and subsequently receivd a £360 demand for payment for the electric and endkess trouble after that since they tried to force me to pay £100 a month. Since I hadnt heard anything about the gas I wanted to know what was happening. They said that I had to wait for the quarterly bill since I was on a payment plan. I said OK then cancel the payment plan send the bill and we can organise a new payment plan once I know how much I owe.


I never received the bill then received an Enforcement notice for £500 + bill. I phoned and explained that I hadent paid since I hadnt received a bill and asked them to pause the enforcement action, they refused. I then contacted energy watch to explain that I couldnt pay a bill I hadnt received and asked them to get BG to pause enforcement until I got the bill. They seemed to agree with BG that this was not possible but said they would contact BG anyway. I then got a meaningless apology letter from BG. Then the bill came, I phoned and tried to arrange a payment plan and they said since my last payment plan had been cancelled (by them, can you believe that) they couldnt do it. I said well I cant pay it, (the reason it was so high was because of poor estimate and a disputed payment that took months to sort out because the Customer Services are a shambles). She cam back and said that I must give a new reading, I gave her this and it seems my use has doubled since the meter was read and I know owed £800. She demanded £160 a month as a take it or leave it and it was that or a prepay rip-off meter. I accepted and said it as only to stop action for now, then promptly received a late electronic demand for the payment that they charged me £10 for.

I now owe them over £1000 (gas and electric), I was paying them £100 a month (Gas and Electric) and cannot change supplier since I owe them. This company is a sham and treats us worse than the banks. I wait 20 min plus on the phone when they actualy answer, for all this and have had the staff put the phone down on me and all sorts. Energy Watch doesnt seem to stop them although they do get on top of individual cases. I feel powerless to do anything. There is more to this, lots of abuses of corporate power but this post is already far to long.

They really dont care at all. Seems they have me pretty tied up, I cannot afford the £230 a month they are forcing me to pay them, and dont see why they can dictate the time it takes to pay back since they let the debt accrue and not me.

Sorry this doesnt help the original post but it does expand on what is going on at BG.

Any ideas???
Ricklee is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
british gas bringing in penalty charge from 1st March Janet-M Utilities - Gas, Electricity, Water 66 11th November 2008 18:30
Are Bank phonecalls recorded breadline Lloyds Bank 12 20th January 2008 23:12
British Gas 'penalty' charge bogwart Utilities - Gas, Electricity, Water 7 13th February 2007 15:20
NTL Late Penalty Charges & No DD Penalty Fee adamski Other Institutions 9 8th June 2006 21:48




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.