Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Come and chat with us here (NB: External site NOT affiliated with CAG)
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
23rd April 2007, 21:01
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#10 (permalink)
| | Gold Account Customer | Re: Due in court on Friday, advice greatly appreciated. Hi all,
Firstly, sorry for the lack of an update. I recently 'upgraded' my PC myself and consequently it didn't work for a week.
The Thursday before the hearing I called BG's solicitors. I asked that as there was no reply to my offer of settlement was I to assume we were still going to court?
They said they'd recieved no offer of settlement.
Odd, thought I, as it was attached to my doc bundle which they already said they'd recieved, besides, I could show them when it was delivered and who signed for it.
There were slight sounds of panic from the other end of the phone as the, (admittedly helpful), lady asked questions of various people...alas, they didn't manage to turn it up and asked if I would email it while I was on the phone. I did, (after making a slight, (i.e. half), ammendment to the amount offered in settlement).
She went off to read it and came back accepting that without the info I would have a hard time defending their claim but equally, they would have a hard time defending not providing me with the info.
We agreed that I wouldn't pursue the matter with the Information Commissioners Office, that they would remove the default and that I would pay the amount offered, leaving no trace of this account anywhere on my history.
The next day I recieved the signed consent order, rang them, paid, filed the order and now the default has gone. In short, it was win-win.
Thanks you all for your advice. That I owed them money was never in dispute, it was the amount I challenged. I think both parties have come out of this well and I appreciate the confidence y'all gave me me when I was unsure of the strength of my Data Protection Act argument.
Thanks again. |
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23rd April 2007, 21:12
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#11 (permalink)
| | Classic Account Customer | Re: Due in court on Friday, advice greatly appreciated. hi jimfishybob
i,m glad everything worked out for you
hopefully you wont have to deal with people like them again
good luck  |
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NW11 7PE
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