consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Utilities - Gas, Electricity, Water


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 8th April 2007, 10:18   #1 (permalink)
tiggersmum
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 29
tiggersmum Novitiate
Default Is my Mum due some compensation?

My Mum lives in sheltered accommodation which is all electric supplied by Scottish Power. She is 78, confused and disabled.
Last year I noticed her electric bills were spiralling, her DD increased gradually to £125 per month! A lot of money out of a pension. I was telling Mum she had to be more careful with her heating but she was cold.
In Jan 07 I got Power of Attorney. Checking her bills, I realised she was being charged at the Standard Rate on her units and not White Meter. I phoned SP many times and eventually (having being promised calls back never received) I talked to someone who accepted what I said and told me that the meters had been changed in Feb 06 and not set at the correct rate. He promised to sort it but never did. I phoned again and was promised it would be sorted. I received bils adjusted from Oct 06-Feb 07...6 months short!.
So I gave up phoning and wrote. Had a letter of apology and repeated back to me everything I had told them, said DD reduced to £44 a month from £115. This still left Mum £109 in credit.
I wrote back and said I thought Mum should be due some form of compensation as the situation was all their fault and they had been taking money off Mum under false pretences. If I hadn't been looking out for her, it could have gone on forever.
Had a letter back offering £10 for phone calls which I think is an insult bearing in mind the hours I spent hanging on the phone trying to sort this out. Not to mention the money they have had the use of for a year.
Anybody have any thoughts on this?
tiggersmum is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th April 2007, 10:28   #2 (permalink)
anjipl
Basic Account Customer
 
anjipl's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2006
Posts: 56
anjipl Novitiate
Default Re: Is my Mum due some compensation?

My sympathy is with you and your mum. I too am currently in a battle with ScottishPower. Their customer service is awful. I won't go into details about my case but I can tell you that I have asked for compensation under guaranteed standards. Not sure if this case falls under this, but if I were you I would contact Energy Watch and get their advice. ScottishPower is awful and as soon as my case is sorted, I will be changing supplier and I suggest you do so for your mum too. 125 pounds per month for a pensioner!!! Outrageous. Good god, how does she manage?
anjipl is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th April 2007, 10:45   #3 (permalink)
tiggersmum
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 29
tiggersmum Novitiate
Default Re: Is my Mum due some compensation?

Hi anjipl...well, she wasn't really caring...the benefits of being confused I guess..lol
It was me who was jumping up and down. But she got upset because I was upset.
Where could I read up about the "guaranteed standards?"
tiggersmum is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th April 2007, 17:07   #4 (permalink)
anjipl
Basic Account Customer
 
anjipl's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2006
Posts: 56
anjipl Novitiate
Default Re: Is my Mum due some compensation?

Hi Tiggersmum, go onto energy watch website. Interesting stuff on there. And then change supplier. My friend from Energy Watch recommended Ebico. They are a christian, not for profit organisation. Not the cheapest around (yet cheaper than SP) but they don't penalise you for not using direct debits. A big plus in my book.
anjipl is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th April 2007, 20:47   #5 (permalink)
tiggersmum
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 29
tiggersmum Novitiate
Default Re: Is my Mum due some compensation?

Thanks again anjipl. Will check these out.
tiggersmum is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
IR Compensation AnimalMagic General Consumer Issues 1 7th April 2007 13:58
Compensation judi3 Lloyds Bank 9 3rd April 2007 00:49
Compensation? KieronP Residential and Commercial Lettings 1 27th December 2006 13:58
NTL - compensation? Mary Mary General Consumer Issues 5 11th October 2006 11:59




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.