consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Utilities - Gas, Electricity, Water


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 8th February 2007, 16:54   #1 (permalink)
Gertie100
Classic Account Customer
 
Gertie100's Avatar
Default British Gas - Occupier bills

After now being in my new house for 7.5 months British Gas have finally decided to close my account as I decided to go to Swalec (who actually pick the phone up within 5 mins at any time of day...)
I have paid one other bill with them which was addressed to "the Occupier". When I rang BG to pay it I was advised to never pay bills which were addressed to "The Occupier" although it was not explained why.

This final bill (£210 - checked by meter and its right! bum...) but is addressed to the occupier...although they have my details because I rang them and paid the bill over the phone!?

Anyone know why you shouldn't pay the bill if it is to the occupier?
(OK so long winded for short question - just thought i'd give you some background...)
Gertie100 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th February 2007, 17:43   #2 (permalink)
ozzywizard
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2006
Posts: 902
ozzywizard Informativeozzywizard Informativeozzywizard Informative
Default Re: British Gas - Occupier bills

You never pay these bills as they are not in your name and are probably billed for units before your occupancy there. See if you move out in example feb and the next person moves in april a bill goes out for March to the occupier. This bill is not enforcable.
ozzywizard is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd March 2007, 14:44   #3 (permalink)
majorclanger100
Classic Account Customer
 
majorclanger100's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 199
majorclanger100 Novitiate
Default Re: British Gas - Occupier bills

I've had a similar experience. We moved to our rented house in June 2006, and despite contacting good old BG immediately by phone (only waited 35 mins in queue) to notify them we've only ever received bills addressed to the (incorrect) name of the managing agent. There were also threats to disconnect the supply addressed to 'The Occupier'. We have regularly faxed BG and e-mailed them to get them to issue a correct bill, as has the managing agent.

I have now received a hefty bill in my name for the electricity supply from June 2006, some 7 months after we moved in, and suspect the gas bill will follow. Am I liable for it and do I have to pay it immediately as BG have asked?

We are also changing suppliers to EDF at the moment and I am worried that BG will block this saying we have a 'debt'.
majorclanger100 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd March 2007, 15:20   #4 (permalink)
ozzywizard
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2006
Posts: 902
ozzywizard Informativeozzywizard Informativeozzywizard Informative
Default Re: British Gas - Occupier bills

If the readings are correct and the bill is in your name then yes you will have to pay it. EDF will probably be blocked from change of supply if account is over 50 pounds in debt.
ozzywizard is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd March 2007, 17:44   #5 (permalink)
Gertie100
Classic Account Customer
 
Gertie100's Avatar
Default Re: British Gas - Occupier bills

Still slightly confused about this - the debt is mine (well its paid now) for gas we have used since the last time we paid the occupier bill, it is BGs fault for not updating their system to show that I live in the house...
If I hadn't paid the bill would BG have been able to disconnect / take me to court?
Gertie100 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Bills Returned?? ishmo186 HSBC Bank 18 22nd November 2006 01:03
Mucked up on all bills ........ kateec Residential and Commercial Lettings 3 15th October 2006 12:33
Tax Bills (Inland Rev) adridude General Consumer Issues 3 14th August 2006 18:28




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.