consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Utilities - Gas, Electricity, Water


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 30th January 2007, 15:02   #1 (permalink)
MARTIN3030
Site Team
 
MARTIN3030's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 9,677
MARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 Authoritative
Default Powergen;Contractual info needed.

Wonder if anyone can throw some light on this 1.

My Mother has a contract with Powergen under their "Staywarm" package.
Effectively she pays a fixed rate for gas and Electricity.
During the recent storms her house was damaged,forcing her to move out as repairs to repair structural damage are carried out.
It is anticipated that this will take some time.There is no Gas or Electricity being used,in fact the gas has been turned off due to a ruptured flue.
My mother contacted Powergen to advise them of this but they are insisting that she still pays the full amount.
Looking at their terms and conditions;
Section 4(B) states material change to your home.......

I am aware that this agreement does not fall within the CCA but is obviously regulated by other statute.
Is anyone familiar with contractual law regarding this.
For example would there be anything in the unfair contract terms as seemingly she is being asked to pay for something she is not using ?

advice please.
MARTIN3030 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th January 2007, 15:16   #2 (permalink)
rosiecotton
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2006
Posts: 878
rosiecotton Informativerosiecotton Informativerosiecotton Informative
Default Re: Powergen;Contractual info needed.

Without seeing the full terms and conditions I can't say for sure.

However my initial thought is that she will have to pay. If she uses 0 gas and electricity then the fixed rate plan obviously won't be of benefit to her and may seem unfair - but presumably to the other extreme she could leave her lights, heating, appliances on all day and night and yet Powergen would not then be able to complain and say this isn't fair.

If she had a contract stating that she could use whatever she liked but if she didn't get her money's worth then she could cancel, this would seem biased towards the consumer, if you see what I mean. Hence almost unfair to the trader, if anything!

When you say that there is a section covering material changes to home, what exactly does that entail/state?
rosiecotton is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th January 2007, 17:14   #3 (permalink)
MARTIN3030
Site Team
 
MARTIN3030's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 9,677
MARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 Authoritative
Default Re: Powergen;Contractual info needed.

Ok I have spoken to Energywatch and they are of the impression that the terms cannot be enforcable in this case.
This is based on the need to have a confirmation letter sent to Powergen issued by the contractors clearly stating that the propery remains unoccupied and incomplete.
I will try this first following which faliure by them to suspend billing demands, EW have logged a case number and will take this up.
Thank you for your post Rose
MARTIN3030 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st February 2007, 13:48   #4 (permalink)
ozzywizard
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2006
Posts: 874
ozzywizard Informativeozzywizard Informativeozzywizard Informative
Default Re: Powergen;Contractual info needed.

They should of put an hold on the account. You can still follow the S.A.R - (Subject Access Request) process. Let us know what comes out of your energywatch complaint.

Can you give more onfo on
Quote:
used,in fact the gas has been turned off due to a ruptured flue.
She may be entitled for 30 pound a day untill supply is restored.
ozzywizard is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st February 2007, 14:08   #5 (permalink)
rosiecotton
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2006
Posts: 878
rosiecotton Informativerosiecotton Informativerosiecotton Informative
Default Re: Powergen;Contractual info needed.

Glad Energywatch could help. Energy contracts are always a bit iffy for me as I don't deal with them in any way - any complainants who come to me with energy issues tend to get redirected to EW!

Hope you get it sorted.
rosiecotton is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Info needed Phonesurgeon Barclaycard 9 7th March 2007 08:37
Hfc Info Needed!!! araiangel HFC (Household) 2 26th February 2007 08:50
Powergen Advice Needed Flagg913 General Debt Issues 6 6th November 2006 18:16




Do your Internet search here:
UK Web Image



The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.