consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Utilities - Gas, Electricity, Water


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 25th June 2008, 17:42   #1 (permalink)
woad
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 16
woad Novitiate
Default Right of access?

Looking for some advice...

My neighbours and I live in what is best described as a courtyard, or mini-close.

One neighbour has a faulty water pipe/meter. United Utils have come out to inspect, decided there is a leak, and need to find it. So they dug up the courtyard opposite the house, outside another neighbour (imagine the houses at the opposite bottom ends of a horseshoe).

It turns out that the water pipes enter the courtyard, then hang a right into one neighbours garden, then do a u-turn and come back out (!!!), before feeding back in to supply water to that property.

UU are adamant that the work was done by - or on behalf of - the site contractor. The contractor is adamant it was done by UU, and they are wholly responsible. We, as residents, are caught in the middle.

The problem? The front garden has to be dug up to gain access to the neighbours' leak! The pipes are adjacent to the only pathway/access to the property. If there are further problems, it will require digging up again...

What we need to know is

1. Who is responsible for water supply on a new build residential estate - site contractor or "water board" (e.g. UU).
2. If UU have to dig up the garden, are they obliged to restore it to previous state (including established shrubs and trees)
3. Given the proximity to the house, are they liable for any damage caused by walking in dirt (its very heavy clay soil), and if carpet cleaning couldnt remove it, cost of replacing carpet
4. Given the circuitous route of the supply, can they be forced to remedy the pipework such that further work to neighbours supply does not inconvenience this householder?
5. Out of interest, do UU have any legal right of access to dig up her garden - without permission - should she decide not to allow them access to do the work?

Many thanks!
woad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th June 2008, 17:44   #2 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,494
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Right of access?

I dont know the answer to any of the others, but I would have thought that question 3 really is a matter of common sense in removing your shoes prior to entering your home during the work....
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th June 2008, 17:52   #3 (permalink)
woad
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 16
woad Novitiate
Default Re: Right of access?

hence the use of the word "any"... Obviously no one wants any damage, she has only lived here for two years, and the carpets are new.

However, although taking shoes off seems obvious, its not quite so easy when you have shopping, a 5yr old daughter c/w friends and bicycles/scooters, etc. And soil has a habit of moving... hence the question. I take my shoes off by my back door when in the garden. Grass cuttings etc still find there way in!
woad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th June 2008, 17:54   #4 (permalink)
gni03349
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2008
Posts: 429
gni03349 Novitiate
Default Re: Right of access?

I don't know either, but.... the planning department at your town/county hall would have given permission to a) build in the first place, b) lay utilities .

It might be worth a call to them to see if they can help in pointing you in the right direction.

Just a thought.

Regards etc...
gni03349 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
right of access deafandy Residential and Commercial Lettings 1 20th August 2007 09:55
Access Denied Lig24 NatWest Bank 4 25th June 2007 16:04
Data access and hello tommyboy Halifax Bank and Bank of Scotland 1 1st August 2006 01:47




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.