norhumbrian water taking me to court

sowerby17 · 10th June 2008, 20:45

The water board taking me to court. What i want to know is if i cannot pay them in full but admit to the claim will i get a ccj against me?

buzby · 12th June 2008, 13:32

Yes. It is a debt, after all.

sowerby17 · 13th June 2008, 10:55

so the only way not to get a ccj is to pay the whole thing?

buzby · 13th June 2008, 11:08

Depends. If the Court Papers have been served, then you have to respond - if you don't then they will issue a Default automatically. If you defend and lose, you will be given an opportunity to pay the full amount owed (plus the court fees) and providing this is done within a week or so, then the matter is discharged and no CCJ will be recorded. Don't pay, and the details are passed to Registry Trust, who when sell it on to the CRA's. If you reach an agreement with the pursuer and it DOESN'T get to court, you won't get a CCJ either.

sowerby17 · 13th June 2008, 16:45

ok so if i ring the water board and come to an agreement then it wont go to court am i right?

buzby · 13th June 2008, 16:57

That's the usual outcome, but if they've been down this road before - many are just letting it reach court and let the judge decide the payment plan. You'd also have to supply details of your financial affairs too for the court to decid. what the payment plan would be,

sowerby17 · 17th June 2008, 17:08

hi all well i just rang them The water board that is and they say if i do not pay in full by 26th of this month i will get a ccj

buzby · 17th June 2008, 18:01

They can certainly APPLY for one (and a court will not ordinarily refuse it) but the point is, issuing CCJ's is something they they have no authority to do - they're a private utility and have to go through the same process as everyone else. If the court decides you owe the money, you still have 7 days or so to pay it before a judgement can be applied for.

sowerby17 · 17th June 2008, 23:51

well rang them again and the woman said if i paid in the next two months she would see what she could do to help.ie i presume not go for a ccj?

sowerby17 · 27th June 2008, 11:12

hi well the out come was if i pay it all by the 31st of july then no attempt for ccj.So fingers crossed i make it!

CAG Products - We think that these will help you to make your claim or Reclaim your Right These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit	Small Claims Court Guide New Edition	CallBurner - Skype CallRecorder Review	Last Will & Testament Kit	Fight a Motoring Ticket

Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here
UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki N.B. Please note - due to postage costs these products are only available in the U.K.