Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
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NW11 7PE
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
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Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
3rd June 2006, 17:49
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#3 (permalink)
| | Site Team | Re: TELEWEST £10.00 late payment charge Well I am going to try and find out.
I will send them a Data Protection Act request and ask them for that information.
I am prepared to forfeit a tenner if they can show me its reasonable/accountable.
If they cannot then I may be gaining a tenner...............or several to be correct !!!
I Have seen on another site that someone is challenging the same points with BT.
Will of course keep everyone informed here of any results. 
__________________ Halifax ; First and easiest of the lot. Royal Bank Scot; 1 done 1 stayed Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time. Barclays Business;.1 won Round 2 limitation hearing.DEC 08 Citi Cards.Stayed;Stay lifted -hearing FEB09 Default removals;Rbs stayed Virgin media; Judgement by default. Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent. Please read up on posting.If in doubt-leave it out. DONATIONS HELP US TO HELP YOU However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. |
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5th June 2006, 12:45
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#5 (permalink)
| | Site Team | Re: TELEWEST £10.00 late payment charge Go get em Mum.
My Data Protection Act went off today to Telewest.
Been looking at regulatory bodies for telecoms it ised to be oftel but now its ofcom.
Wasnt really impressed at reading their site .....dont look as good as Energy watch !!
All the same..............forward we go.
Not seen any one yet claiming off these so will be interesting.
Do know of claims going in for penalty charges with Bt tho............if they are successful then i dont see why telewest cant be accountable too.
Will keep you informed
PS good luck with your other claims too.................. 
__________________ Halifax ; First and easiest of the lot. Royal Bank Scot; 1 done 1 stayed Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time. Barclays Business;.1 won Round 2 limitation hearing.DEC 08 Citi Cards.Stayed;Stay lifted -hearing FEB09 Default removals;Rbs stayed Virgin media; Judgement by default. Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent. Please read up on posting.If in doubt-leave it out. DONATIONS HELP US TO HELP YOU However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. |
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5th June 2006, 13:08
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#7 (permalink)
| | Site Team | Re: TELEWEST £10.00 late payment charge Mum I am not too clear as to whats the best course for you,I am claiming for the penalty 10.00 late charges so mines pretty straightforward.
I am sure you have a case for both your complaints but unsure as to which legislation you need to use.
This is an area one of the mods here maybe can answer more clearly.
Over to Dave,Bankfodder or Bookworm ..............?? 
__________________ Halifax ; First and easiest of the lot. Royal Bank Scot; 1 done 1 stayed Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time. Barclays Business;.1 won Round 2 limitation hearing.DEC 08 Citi Cards.Stayed;Stay lifted -hearing FEB09 Default removals;Rbs stayed Virgin media; Judgement by default. Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent. Please read up on posting.If in doubt-leave it out. DONATIONS HELP US TO HELP YOU However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. |
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6th June 2006, 03:04
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#11 (permalink)
| | Basic Account Customer | Re: TELEWEST £10.00 late payment charge Dear Martin3030,
The £10.00 late payment levied by Telewest is a penalty charge and is legally unenforceable. I am absolutely certain that they will not/cannot provide you with a breakdown of what the charge includes.This is unfair and unlawful and is not representative of the costs incurred by Telewest because your payment was late.There is even a question mark over the validity of the charge applied to non dd customers. You should claim compensation from them also, as they have been "unjustly enriched" by taking money from you that they were legally not entitled to! They would soon dispense with these charges if everyone who had had them applied to their account, claimed compensation from them as well as the original charge!  That would put a sizeable dent in their profits!
I hope this is helpful, let me know if I can help you further.
Kind regards,
Samantha.  |
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6th June 2006, 03:39
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#12 (permalink)
| | Basic Account Customer | Re: TELEWEST £10.00 late payment charge Dear Mumofthreeboys,
From what you have said, you did not receive the service/product they agreed to provide you with. They are therefore in breach of contract. You absolutely MUST go through all of your statements and work out the total you have paid to the company. They have to pay you compensation for their failure to provide the service you contracted for. A further aggravating factor in your favour is their rush to call in the heavies! So you are claiming back the monies you have paid to date, compensation for the breach and any harassment you suffer from the DCA, as they have been instructed on a false basis.
Incidentally, if they have put information on your account as a result of the problems you have had with them, stating you are a bad payer, for example or something else equally derogatory, you may have a further claim against them. The info they keep on you must be factually correct. If it isn't and there are comments on your account that have besmerched your character or they have reported inaccurate facts to a credit reference agency, you can report the matter to the Information Commissioner stating a breach of the Data Protection Act 1988.
I think I have addressed all the issues you have raised. If I've forgotten anything let me know and I'll do my best to help.
Best wishes,
Sam.  |
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6th June 2006, 10:22
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#13 (permalink)
| | Site Team | Re: TELEWEST £10.00 late payment charge Yes Sam you are correct in what you say and the charges are CLEARLY unfair penalties.
On the odd occassion I have challenged them on the phone as to the validity of the late payment charge and on at least 2 of them have been refunded with it.
It seems if you challenge it they do refund.
Another thing they will say is that the late charge will be waived if you sign up to their dd scheme.
Quite clearly they are discriminating against customers who pay by DD and those who dont.
The 4.00 non dd admin charge is something I am expecting them to challenge this is a much lower penalty than any of the others so my guess is they have set this low in the knowledge that it may be challenged in a court. 
__________________ Halifax ; First and easiest of the lot. Royal Bank Scot; 1 done 1 stayed Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time. Barclays Business;.1 won Round 2 limitation hearing.DEC 08 Citi Cards.Stayed;Stay lifted -hearing FEB09 Default removals;Rbs stayed Virgin media; Judgement by default. Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent. Please read up on posting.If in doubt-leave it out. DONATIONS HELP US TO HELP YOU However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. |
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8th June 2006, 11:30
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#14 (permalink)
| | Platinum Account Customer | Re: TELEWEST £10.00 late payment charge | |