consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Telecoms - mobile or fixed


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 9th May 2007, 02:40   #1 (permalink)
skintfedupstudent
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 3
skintfedupstudent Novitiate
Unhappy Orange bill overcharging!!

I was wondering if anyone could provide any advice as to my current situation. I've been a longstanding orange customer and last year in august upgraded my phone again, with an associated 12 month contract for 200 free x network mins and 500 free texts. However, at the beginning of April, I recieved a bill from them where they had charged me for every text message, which raised my bill by £50. As I am a student on a careful budget, I attempted to ring them on a number of occasions over the next two days but was left holding for ages, so I went on their website. There was a link there where you could contact them, so I did, explaining the situation and requesting that they amend the bill appropriately or contact me if there was a problem. As I didn't hear from them, I assumed (wrongly as it turned out) that the problem had been rectified. However, Orange took the original incorrect amount out of my account on the given day, causing further direct debits to 'bounce' and for me to go overdrawn on my overdraft. I rang Orange repeatedly about this and when I eventually got through (after a bit of wrangling) they admitted they had been wrong and re-instated the 500 free texts. However, they are now saying that I cannot have the money back that they wrongly took out of my account, rather that it will be 'credited' to my Orange account instead. I explained about the resultant bank charges and requested that they re-imburse me for these also- they have refused stating that once a bill is issued it cannot be amended (even if it is incorrect!) and that I should have known that and cancelled my direct debit (my psychic powers were turned off that particular day). I asked them why they hadn't contacted me about this and they said they had emailed and rang me (I have neither recieved an email, nor have any voicemails or missed calls from them on my phone). The conseqeunce of all this is that, I now have NO money whatsoever to live on this month, am rapidly running out of food and am afraid to borrow much as do not have the capacity to pay it back. I'm in real difficulty and when I asked Orange's Customer Service dept to ring me about this they were extremely unhelpful stating that they do not reply to email's via phone (which they later contradicted and is all semantics as far as i'm concerned). They have refused to help me,despite the situation they have placed me in and have said I am entitled to make a formal complaint, which could then go to the mediation service, however, this process could take 8 weeks!!! I have had to have three days off due to this situation to try and sort something out (to no avail) and because the stress has made me ill-have become very depressed and anxious as I can see no way out. Please can anyone offer any advice? Thank you.
skintfedupstudent is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th May 2007, 08:01   #2 (permalink)
morteee
Classic Account Customer
 
morteee's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 302
morteee Novitiate
Default Re: Orange bill overcharging!!

I had exactly the same problem with Orange last year, keep hammering at them about the bank charges, I did and I eventually got them refunded to my orange account as a good will gesture, also contact your bank and see if they will refund the charges on the basis that it was an incorrect DD amount generated by a 3rd party and as such the DD should be covered by the DD guarentee, I did this with halifax and they refunded the charges to my bank account without arguament as they said alot of their customers with Orange had had the ame problem!

my other piece of advice would be get the hell away from orange as soon as you possibly can, they used to ba a great company a couple of years ago but these days their customer service is shocking and their billing process is terrible!

I am now a very happy O2 customer and when I approached Orange with the offer O2 had made me to see if they could match it (just out of curiosity) they admitted they couldnt!
morteee is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th May 2007, 10:57   #3 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: Orange bill overcharging!!

I doubt the bank will refund as the guarantee only relates to where an error is made when they advise an amount and take a different one. Since your complaint is not that you didn't know what they were taking (covered) but that the billed amount was incorrect (not covered). All you are entitled to is 10 days notice that an advised amount is being taken from your account, NOT that is correct. You are expected to chase them for your money back, it isn't a guarantee matter. You'll note a DD is not the ideal way to keep control of your finances.

You need to get them to clarify why the promised free text package did not materialise, it may be a wrong tariff code was entered. Once they agree to this, and recalculate the bills, you ask them to compensate you for your additional charges incurred because if their incorrect debit. It'll be a slog, but at least winnable.
__________________
- Raymond
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
DLC - Orange phone bill scottfrazer Telecoms - mobile or fixed 11 14th July 2008 02:57
DLC - Orange phone bill scottfrazer Debt Collection Industry 5 25th April 2007 10:06
my bank is overcharging me njohnson79 Welcome to the Consumer Forums 2 18th April 2007 09:38
Orange - Adding Money To My Bill - Advice Please redfox Telecoms - mobile or fixed 10 12th March 2007 13:09
Orange - liability for misuse of stolen phone with Orange Care teebs Telecoms - mobile or fixed 3 7th February 2007 12:27




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.