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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 19th April 2007, 21:27   #1 (permalink)
saralou
Basic Account Customer
 
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Unhappy Tiscali Billing

Can somebody please help!!

I've just realised I can view my bill on-line. Complete and utter shock when the bill shows up at just under £420.00 - called Tiscal who said that the sort code on my payment details is wrong and payments have been being reversed since July 2005 and said it was my fault as I should have checked my bank statements.

I told the girl on the phone, who was as much use as a chocolate fireguard, that I would have expected someone to contact me ages ago to advise this was the case and to get the correct details, of course no explanation for this, then she proceeded to tell me that if I didn't pay straight away my 'debt' would be passed to a debt collection agency.

Needless to say I'm in bits at the moment. I've finally got on top of my finances, which has taken alot of work, and thats all going to be wasted. Apparently the only thing I can do is contact their head office.

Has anyone experienced anything like this?

Any advice gratefully received...... I just dont know where to start.
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Old 19th April 2007, 22:03   #2 (permalink)
buzby
Platinum Account Customer
 
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Default Re: Tiscali Billing

There is joint responsibility here - it doesn't end up all in your plate. Clearly you thought they were taking payments and would have disconnected service if the payment wasn't forthcoming. If they did nothing to alert you, then they similarly must take some of the blame, and at the very least I'd expect a discount of around 20% and an opportunity to pay off the balance relatively quickly. Are you sure the £420 is only for network service, no additional penalties for late payment. Forget the phone, WRITE explaining your predicament, and advise any DCA the account is in dispute.
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Old 19th April 2007, 22:14   #3 (permalink)
saralou
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Default Re: Tiscali Billing

Thanks very much, think I will compose a letter tomorrow when I have calmed down a little! Do you think I should include a request for discount if account is paid off quickly?
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Old 19th April 2007, 22:43   #4 (permalink)
buzby
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Default Re: Tiscali Billing

No - personally IF you can pay it off at once, I'd suggest you make an offer to pay them the full amount less 30% as a full and final settlement. That way you taker control of the negotiations. If they don't play ball, you can drag it out.
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