Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old? This may be unfair
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Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
2nd March 2007, 12:14
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#5 (permalink)
| | Platinum Account Customer | Re: Virgin Media Charges Yes - but I'm saving the 'automated processing' argument for a later day. As I take everything from them (BB, Phone TV) and invariably pay my bills, they agreed to a quarterly credit - usually £12 (now £15) to cover these fees. During my last quartely call to request the fee refund, that staffer said he would process it on 'this occasion' as the quarterly credit was to be used only to give new customers to set up a DD. I explained that was immaterial to my case, as I paid via BACS under my control and as soon as they refused to credit, I'd challenge them in the courts. He wished me well!
__________________ - Raymond
Last edited by buzby; 2nd March 2007 at 13:16.
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2nd March 2007, 13:24
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#7 (permalink)
| | Platinum Account Customer | Re: Virgin Media Charges It's always easy if you pay by a method that causes minimal cosst to them. PayPoint, Debit and Credit card payments are always subject to processing fees by the banks, and also need staff to process them. Using PC Banking, or paying by Bank Giro means they get the FULL amount owed, and it is credited automatically with no manual intervention. This gives you the moral argument that your payment method doesn't cost them any more, and if they disagree, they should prove it.
Unfortunately, anyone you speak to will be unable to negotiate in this way, so the easiest way to get the amound refunded is to refer to your lack of confidence in their billing system, as you have had incorrect bills in the past and you feel more secure paying them after the bill has been reviewed. Additionally, Virgin have to ensure you recieve the bill TEN days before any debit to enable you to review it, and this has never happened, so you fail to see why you should be penalised for their errors and inefficiencies.
You are happy to remain a customer, but only if you are not being financially penalised for doing so. Therefore to prevent you taking formal steps to prevent the charge, wouldn't they like to stay friends and accept the money due from you?
They probably will. And if the person you speak to is unhelpful, ask to be referred to a superviser, even if it means a call back. |
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2nd March 2007, 15:29
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#10 (permalink)
| | Classic Account Customer | Re: Virgin Media Charges I also contacted Virgin, charges aside, apparently you have to ask, but if you get the package of TV, BB and phone for £35.00, this is reduced to £30.00.
They just have to input a code........but you have to ring and ask them to do this on an individual basis, SCANDALOUS!!
Also, they rang me and offered both my DD fees (2 months worth + the late fee) = £20.00 if I paid them there and then. It was about 1 week past payment date.
Late payment, I do believe you pay 1 month in advance (supposed to anyway)  |
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2nd March 2007, 18:14
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#11 (permalink)
| | Platinum Account Customer | Re: Virgin Media Charges Quote:
Originally Posted by loupy2005 Spoke a really unhelpful cow who also said she would be quite happy for me to leave virgin and its my fault the bill are not paid on time and very company has penalty charges could tell the breakdown of the late payment fee. but I must read the T & C. on the back of the bill it states late payment fee MAY be charged
Virgin are not bacing down
Help!! what do I do now? | Suspect the lady you spoke to wasn't happy with all the calls they are getting about the dropped sky channels so was in a bad mood. May be worth calling again. Were you holding for a while. I held for an hour and a half to talk to them before but.......
I am very happy with virgin media at the moment. When I first signed up I had Starter TV, BB size M, Phone size M for £30. This was upgraded when virgin took over to TV Size M, BB size M, Phone size M for £30. Called today and said I was thinking of moving to sky following the dropped channels and now I am now on TV size XL, BB size L, Phone size L for £35 a month. So virgin get an extra £5 off me and I get better TV, broadband and phone. Everyone is a winner (except sky of course)
__________________ All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!
17/10/2006 Recieve claim against me from lloyds TSB for £312.82
18/10/06 S.A.R - (Subject Access Request) sent
03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges
15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice
29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go
19/06/07 Letter from court stating Lloyds have made a cheque payment to court |
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3rd March 2007, 01:04
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#13 (permalink)
| | Classic Account Customer | Re: Virgin Media Charges Virgin Media is a sad old case, because it carries all the negatives about NTL with it. Here's a few examples of their crap service...
*Billing ring me on several occasions telling me that it's no good me paying through my bank direct to their account, as their Accounts can't trace it for days and I may get cut off. I told them I wouldn't be changing my method of payment and they had better modernise!
*Their wonderful new box of tricks that supposedly records all your programmes, wiped all mine over last Christmas and I had some silly arse in their Faults section in India telling me it was my fault! I complained like hell to them and eventually an engineer came out (what a great bloke!) and told me it was a fault with the settings and sorted it there and then.
*I rang today to speak with customer service and was cut off - a line fault perhaps??!!
*They can't justify their charges, so go for them!!
I hope Branson kicks a few arses, or this good ship will become an albatross.... 
__________________
-------------------------------------------------------------- HSBC
Settled in FULL on 8/8/06 - £3619.53  CAPITAL ONE Settled in Full on 6/9/06 - £84.76  ABBEY NATIONAL (Old N&P Mortgage) Settled In Full on 2/3/07 - £307.13  SPML *Court Case Withdrawn - family illness* MORTGAGES PLC *Court Case Withdrawn - family illness*
Last edited by Les Gunn; 3rd March 2007 at 01:09.
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3rd March 2007, 17:59
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#16 (permalink)
| | Basic Account Customer | Re: Virgin Media Charges Has anyone been successful in reclaiming? Quote:
Originally Posted by buzby Easy, play them at their own game. Your original contract did not state they would attempt to levy 'Penalty Charges'. The addition of these fess are NOT part of your contract and you did not agree to them. They have the opportunity to removal all unfair charges, or you will seek to recover them through the courts if they cannot justify the amounts billed. As for 'other firms' doing it, this is not a valid reason, as you do not patronise firms that levy unfair charges.
It would be best to pay all outstanding amounts LESS the amounts in dispute, as to have a debt outstanding for other services weakens your case. | I have been a cable tv/telephone customer for the last 14 years. I have been with Encom, Bellcablemedia, Cable and Wireless NTL and finally Virgin Media.the only contract i have ever signed is with Encom 14 years ago, at this time they did not have a facility for collecting payments by direct debit. (I did ask)
Virgin Media or NTL, as was, have offered their customers several methods of paying their accounts D/D, telephone automated service, Internet Banking, Paypoint and Cheque.
Only a cheque payment could attract a surcharge as human intervention is required, but is it to the tune of £5 per month. or £10 for a late payment fee.
I intend to reclaim all these charges from Virgin Media and would like to know if anyone out there has pursued this and has been successful? |
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3rd March 2007, 18:19
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#17 (permalink)
| | Platinum Account Customer | Re: Virgin Media Charges Has anyone been successful in reclaiming? Quote:
Originally Posted by marciasdad I intend to reclaim all these charges from Virgin Media and would like to know if anyone out there has pursued this and has been successful? | Good for you. The answer is 'yes' and I have had ALL my non-DD and late fees re-credited. As I keep pointing out to the staff, I pay them almost £800 per year, and if they want to scew more out of me, that is not the way to do it. |
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