consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Telecoms - mobile or fixed


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 11th February 2007, 21:54   #1 (permalink)
skyeley69
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 35
skyeley69 Novitiate
Default Telewest (Now Virgin Media)

As shameful as it is to say this, me and my partner have not been able to keep a track of personal finances over the past few years and as such have incured the late payment charge on more than one occasion from Telewest. I called just now to ask that they send me out a full list of bills from the time we have been with them, to be told that they were going to charge me £10 per bill (the gentleman on the phone confirmed that there was over 59 bills to our account i.e.£590)

He then went on to say that he could email them to me free of charge so i asked him to email all 59 of them over to me, he then put me on hold and came back saying his supervisor said he was only allowed to send 6 months previous out, so i settled for this, after requesting that he send these out, he changed his mind and said as we had changed our billing adress 2 months ago he could only send out those 2 bills. After being fobbed off again, i finally settled for these 2 only to be told that thier email server would be down until Feb 13th.

After this he then reiterated that i would be able to get all the bill copies from the complaints department for £10 each. So i made comment like "its okay, ill claim that back too" he wasnt impressed and gave me the address, and i took his name too for reference.

Should i persue this? as i think 59* £4 non DD fee + all the £10 late payment charges should be amounting to about £400 total and moving into a new house soon, this money could be really helpful.

Advice, Comments, warnings welcome!

Regards Skye
skyeley69 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th February 2007, 21:57   #2 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: Telewest (Now Virgin Media)

Noooo!

Send a Subject Access Request. This may cost you £10 but they have to send you copies of EVERYTHING. What a bargain. Once you have this, calculate your overpayments then hit them where it hurts!
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th February 2007, 22:26   #3 (permalink)
skyeley69
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 35
skyeley69 Novitiate
Default Re: Telewest (Now Virgin Media)

Ive sent the Subject Access Request, so im now just awaiting a response. Sent scottish power one at the same time (wonder who will win on the speedy front)
skyeley69 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th February 2007, 05:32   #4 (permalink)
blacksheep1979
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 1,187
blacksheep1979 Informativeblacksheep1979 Informative
Default Re: Telewest (Now Virgin Media)

I wouldn't claim the £4 non DD charge as they will come back with either it does cost them more (still kinda claimable) or that it is a discount to the DD payers - not a charge to non DD payers.
blacksheep1979 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th February 2007, 09:56   #5 (permalink)
Bookworm
Platinum Account Customer
 
Bookworm's Avatar
Default Re: Telewest (Now Virgin Media)

Then you would be mistaken.

Their T&Cs clearly describe the £4 (now gone up to £5) as an added charge for non-DDM customers, not a discount to DDM payers.

Unless they can show it costs them that much to process a non DD payment (which they'll be hard put to do compared to say, a BACS/standing order payment), it is absolutely right to go after them for that, as it is quite clearly un unfair term, creating a significant imbalance, as it were, towards the customers who do not want to pay by DDM.
Bookworm is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th February 2007, 12:42   #6 (permalink)
skyeley69
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 35
skyeley69 Novitiate
Default Re: Telewest (Now Virgin Media)

I am claiming it all back... could really use either the money, or the credit on the bills for the next few months, as we are moving u see, so im being ruthless...

just called NatWest to offer them £1 a week on my £1328 overdraft, and just called Ebay to offer the £5 a week on the £72 i owe them, ebay happy, NatWest are whining, but i told em i aint payin anything while the amount owed is in dispute, they whined more, i went away happy that i'd riled them up enough for now
skyeley69 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th February 2007, 16:29   #7 (permalink)
shayna32
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 26
shayna32 Novitiate
Default Re: Telewest (Now Virgin Media)

Hi Skye good luck mate but can i ask what a Subject Access Request is and where do i get one from as i'm in the same position as you i'm afraid and have incurrred lots of late pament charges plus the non dd fee every month.

Have to say i think this is ridiculous this month as i get my bills vis email and this month due to the chnage over from telewest to virgin the e-bill system was down so my bill came late and then i was charged
shayna32 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th February 2007, 20:32   #8 (permalink)
bazak1
Platinum Account Customer
 
bazak1's Avatar
Default Re: Telewest (Now Virgin Media)

for an S A R, go to the templates library, data protection, (approx the tenth one down the list, Subject Access Request ). it clearly defines the law regarding them having to send you the statements you have requested ( up to a certain amount ) and the fact that you only have to pay £10- for all of them, not singularly like telewest have tried to do with you. have a look, it makes very interesting reading. if you do need to send one, have a good look around this site, including the F A Q's. get yourself a bit of knowledge, follow the advice and you should be ok. good luck.
bazak1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 11:43   #9 (permalink)
shayna32
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 26
shayna32 Novitiate
Default Re: Telewest (Now Virgin Media)

Thankyou i'll get on to it
shayna32 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 13:41   #10 (permalink)
MARTIN3030
Site Team
 
MARTIN3030's Avatar
Default Re: Telewest (Now Virgin Media)

Quote:
Originally Posted by blacksheep1979 View Post
I wouldn't claim the £4 non DD charge as they will come back with either it does cost them more (still kinda claimable) or that it is a discount to the DD payers - not a charge to non DD payers.

Its a penalty charge...they DO say its something that costs them more but REFUSE point blank to disclose the figures.
CLAIM THEM ....I did and got the money back !
__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.1 won Round 2 limitation hearing.DEC 08
Citi Cards.Stayed;Stay lifted -hearing FEB09
Default removals;Rbs stayed
Virgin media; Judgement by default.
Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.

Credit crunch softeners-spotted a bargain ? post it here;http://www.consumeractiongroup.co.uk...tted-good.html

Member of the Federation of Neatness Corp.


DONATIONS HELP US TO HELP YOU
However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html





Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
MARTIN3030 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 14:14   #11 (permalink)
mo
Classic Account Customer
Default Re: Telewest (Now Virgin Media)

what address did you use to send your Subject Access Request?
mo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 14:23   #12 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: Telewest (Now Virgin Media)

Customer Contact Centre
Virgin Media
Wythenshawe.
Manchester.
M22 0BA
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 14:25   #13 (permalink)
mo
Classic Account Customer
Default Re: Telewest (Now Virgin Media)

thanks,are they not telewest now?
mo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 15:17   #14 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: Telewest (Now Virgin Media)

Nope - NTL took over Telewest last year, it became ntl:Telewest. Last month the whole company rebranded as Virgin Media.
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 15:50   #15 (permalink)
i_spam
Platinum Account Customer
Default Re: Telewest (Now Virgin Media)

sEND THEM A Subject Access Request TO :


ntl/telewest
Customer concern
Po box 333
Ntl
Matrix court
Swansea
Sa7 9bb

YOU SHOULD GET A REPLY WITHIN 10 DAYS AND ALSO SOMEONE WILL PHONE YOU UP AND TRY AND HAGGLE BUT TELL EXACTLY WHAT YOU THINK AND KEEP THEM ON THE LINE FOR AS LONG AS POSSIBLE. !!!
Bailiffchaser is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 17:01   #16 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: Telewest (Now Virgin Media)

As noted earlier, NTL Telewest is no more.
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 17:14   #17 (permalink)
MARTIN3030
Site Team
 
MARTIN3030's Avatar
Default Re: Telewest (Now Virgin Media)

See stickie for VM contact info.(A Data Protection Act should go to Registered office and its in London)
Ray thanks for the input there too.
__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.1 won Round 2 limitation hearing.DEC 08
Citi Cards.Stayed;Stay lifted -hearing FEB09
Default removals;Rbs stayed
Virgin media; Judgement by default.
Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.

Credit crunch softeners-spotted a bargain ? post it here;http://www.consumeractiongroup.co.uk...tted-good.html

Member of the Federation of Neatness Corp.


DONATIONS HELP US TO HELP YOU
However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html





Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
MARTIN3030 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote