consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Telecoms - mobile or fixed


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 19th January 2007, 21:34   #1 (permalink)
mey
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 28
mey Novitiate
Default NTL - Advice needed please.

I would appreciate some advice. More than a year ago I stopped using my NTL phone line as I had a BT line installed. I contacted NTL and asked them to cancel my service with them. They said that they cannot cancel until my account gets settled. So I paid my account but they kept on billing me. I kept on paying and asking them to cancel. About 3 months ago I once again phoned them and asked them to cancel. They now refuse as I owe them £120.
I have not used this line for years. In fact, I don't even have a phone connected to the socket.
What should I do? Should I just pay them the amount? Should I pay for something that I am not using? I would appreciate some advice regarding this.

Thanks
mey is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st January 2007, 11:01   #2 (permalink)
Robbie1973
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 2
Robbie1973 Novitiate
Default Re: NTL - Advice needed please.

Seems you have been caught by thier rubbish customer service and poor communications between departments. Which is ironic for a communications company.

Anyway, that aside, when you telphoned NTL to request the cancellation, what were you told? apart from the "cannot close an account while the balance is in favour of NTL"?
How long had you the telephone account? Was it less than the 12 months required in their contracts?

-
You should have been informed that you can put your request in writing to cancel. (all letters should be sent registered and signed for to this lot cos they will use any excuse to say they didnt receive the letter) Once they have received the letter, they should then stop providing any service to your telephone line...Followed closely by a letter saying that you owe them money. Which you should pay.

As for £120 outstanding. Once again put it in writing, using as much detail as you can.. i mean dates times names, numbers called, where you were at the time etc... EVERYTHING. I'm not joking, the more details you include the more impressive it will appear if Lititation is need sought.
This will register with the legal team that you mean business and you have your head screwed on. Clear facts brought to a judge/magistrate make it easy for them to see what has happened and hopefully will rule against NTL for not actioning the request to terminate the service. Also it adds to the creditibility of your claim if you come across as organised and remember things well.
But lets hope it doesn't need to go that far.
back to the letter:
Explain that you requested the account to be closed some time ago and that due to poor training, the staff did not action a request to terminate the service. Therefore the automatic billing was not your fault as you given a service you did not require depite repeated requests and you would like the bill removed from the system and a written apology sent, If this doesn't happen then you will wait for them to take you to court for the £120 and they will lose that way, at greater expense.

A few notes:
1. DONT EVER BE RUDE. However frustrating it is and how much you get wound up. Its not professional and certainly not conducive to your ultimate goal. Trust me on that one.

2. DETAILS DETAILS : Look out your original contract, use and refer to terms in that contract in your letter. Use the same kind of language.
You cannot include enough details but do ensure they are pertinent to your case.

3. Be clear that you want the outstanding quashed and want a statement saying so. They could just leave it, and thats not a good thing if you ever have to go back to NTL. They will say you already owe £120, and wont give u an account til its paid. Defeating the whole objective in the first place. It best to tidy up the lose ends else they may end up biting your bum in the long run!!! Hence the request for the letter of apology from them, u see

Hope this helps.

Rob
Robbie1973 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st January 2007, 11:33   #3 (permalink)
jonni2bad
Site Team
 
jonni2bad's Avatar
Default Re: NTL - Advice needed please.

Great advice there from Robbie...

You should absolutely NOT be paying them...

Start the process of reclaiming the amount THEY OWE YOU. Use the procedure from the templates library (i.e. Prelim / LBA). Start by informing them that you cancelled the contract on xx/xx/xx and were informed that you had an outstanding balance. You paid this balance on xx/xx/xx. Any charges for service after the date of cancellation were taken unlawfully from you and that you require this to be repaid immediately. Give them 14 days for a response as per the Prelim letter.

If you need help with modifying the letter then let us know, or show us what you intend to send and we can check it - that's the better option!

If you are sure of the amounts they owe you then follow this procedure. If not, you might be advised to request information they hold on you vis a S.A.R - (Subject Access Request)
__________________
..

.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.


jonni2bad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st January 2007, 12:16   #4 (permalink)
Robbie1973
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 2
Robbie1973 Novitiate
Default Re: NTL - Advice needed please.

oops yeh, to clear that up, when i said nr the top of my post
you should pay...
What i meant was - that should have been the correct procedure for terminating an account... They should bill you for outstanding right after terminating, not keep rolling your account month onto month because your account has figures against it. If that was the case you'd be looping forever!!
no, the minute you asked for the account to be terminated, anything outstanding AT THAT TIME (which is only fair) should be paid. But the phone and service should be disconnected immeadiately you request it.

Please let us know how this progresses.

oh one other thing... when you telephoned NTL to cancel the service, did you use the NTL line? or the BT line...?
i don't know, but they may class that as using the service, and then bill you line rental!!! I am not sure tho.

Rob
Robbie1973 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st January 2007, 12:53   #5 (permalink)
mey
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 28
mey Novitiate
Default Re: NTL - Advice needed please.

Thanks for all the advice guys. I'll sent them a letter this week. Unfortunetly I did not cancel the service in writing. I contacted them on my BT phone as I had no phone connected to the NTL phone line.

Once again thanks for all the help and advice. I'll keep you updated on the progress.

Regards
Freddy
mey is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st January 2007, 13:35   #6 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: NTL - Advice needed please.

Just for clarification - do you have any other NTL services.... TV or BB? If you retained TV, you could cancel the phone but they still charge for it as part of the TV service fee - faced with paying for something and no getting it, we have the line unused should something go wrong with the BT one.

Last edited by buzby; 22nd January 2007 at 11:05.
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st January 2007, 16:58   #7 (permalink)
mey
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 28
mey Novitiate
Default Re: NTL - Advice needed please.

No, I have no other NTL services.
mey is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st January 2007, 21:28   #8 (permalink)
rydeshill
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 33
rydeshill Novitiate
Default Re: NTL - Advice needed please.

You will get there but stay focused and TRY to avoid emotions. I have had horrendous problems with this outfit. Write to their customer concern dept, I think its in Wyhenshawe but there is an address in Stevenge I think.
rydeshill is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th January 2007, 17:56   #9 (permalink)
BvR
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 3
BvR Novitiate
Default Re: NTL - Advice needed please.

Looks like I have a similar problem. I cancelled my NTL services in February 2006. I paid my final bill and sent with the bill a letter stating that I had cancelled my account by phone a month before, that this would be my final payment and that I was moving home. I also included my new address.

In June 2006 I received bill from NTL at my new house (which doesn’t have any NTL services). The bill said that my account was £1 in credit. Bemused by this kept the bill incase I needed it in future.

Suddenly this afternoon I received a call from a debt collection agency saying that they had been instructed by NTL to collect £36 from me for unpaid bills. The hired heavy said that these bills had been sent to my old address and did not have my new address.

They have obviously carried on charging me for something or other over the last year and sent the bills to my old address.

Does anybody know if they have any powers affect my credit rating etc. if I just point blank tell them to get stuffed?

BvR is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th January 2007, 17:59   #10 (permalink)
rydeshill
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 33
rydeshill Novitiate
Default Re: NTL - Advice needed please.

Having any dealing with ntl is a bit like getting g*****l warts, (annoying and difficult to get rid of !!!!!!!!!!!!!!!
rydeshill is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th January 2007, 18:00   #11 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: NTL - Advice needed please.

Yes - they might, especially if their system was capable of sending your final 'credit' bill to your new address, then continuing to bill in error to your old address. Donlt deal with the heavies - call NTL and ask them what they're playing at (since you moved) and ensure the £1 credit you were awaiting is refunded ASAP. They also might explain what they are charging for. Also seek their assurance that your credit record, if they have damaged it, is repaired with all speed.
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Advice Needed michaele Abbey Bank 1 17th May 2007 23:06
Advice needed suttonh Garage services 6 25th March 2007 15:36
Advice needed please peterq2 HSBC Bank 36 21st May 2006 22:58
Advice needed please mnsexacta HSBC Bank 2 12th April 2006 13:07




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.