Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old? This may be unfair
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See our new Unfair Trading Guide Have you been defaulted?
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Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
27th April 2006, 18:44
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#4 (permalink)
| | Classic Account Customer | Re: 3 Mobile phone contract This EXACT same thing has happened to me
I was thinking of getting a cheaper contract andi understood my contract is up in may, phoned to clarify the date,, they told me no, november its an 18 month contract. Dont remember this, so asked for a copy of the credit agreement told to call dialaphone. ( did so, thats another story)
I then called 3 back, and the contract that I got was 100 free texts a month. they told me yesterday that they are charging me £5 for it. NO meniton of this on the bill they simply get called inclusive texts. I remembered that I was paying 10 for 100 free texts too, so cancelled that but the fiver for 75 is compeltely new to me, I KNOW i was told they were incuded, which is wh yi thought it such a great deal in the first place.
3 are saying that dial a phone have missold, I actually dont think they have I think its 3 thats taking the pi55 here.
Cancelled them anyway, as of yesterday, but have I got any comeback? |
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27th April 2006, 19:34
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#5 (permalink)
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Lueeze
Guest | Re: 3 Mobile phone contract Try Ofcom http://www.ofcom.org.uk/
I used to work for Vodafone and they didnt like it when they got involved!
Good Luck | |
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28th April 2006, 13:20
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#7 (permalink)
| | Basic Account Customer | Re: 3 Mobile phone contract Letter has been sent today asking for a full refund of £129.15 I also asked to terminate there action with the debt collection agency and to remove any inserts regarding this account from my credit file.
I have given them 14 days to take action, after that i have advised another letter before action will be sent, they will have a further 14 days, then i will take the claim to court.
Ive sent it recorded delivery so they cant give me any excuses for not recieving the letter
Il keep you all posted  |
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28th April 2006, 13:26
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#8 (permalink)
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Lueeze
Guest | Re: 3 Mobile phone contract Ok good Luck!
Lou x | |
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20th May 2006, 16:53
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#9 (permalink)
| | Basic Account Customer | Re: 3 Mobile phone contract They have rang me up today from some call centre in india.
They basically said I wouldnt be able o have the refund because what I owe is a charge for cancelling my contract during the 12 month period.
When i explained i had been mis-sold a tariff and the 14days to change/cancel the contract was unavailable because I didnt know I had been put on the wrong contract until I got my bill a month later.
I said conversations are recorded and they should listen to them. Then i got some rubbish saying the contract is closed and that information is not available, so i said if its closed how come you still have information of when I have rang you, and payments I have made....no asnswer. Then the usual rubbish of well you should have explained it to our team and we would have helped put you on a correct tariff, I said I did all this and they refused, because i didnt do it during the 14day period.
I asked to speak to a supervisor and was told they were busy and they would call me back.
So now what, apparently I dont owe a line rental fee, but a cancellation charge.
Any thing I should say to them to scare them, Ive mentioned court action but sounded like she was reading off a script, should I mention any other groups, offcom etc?
Any help would be grateful
Jack |
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24th May 2006, 00:14
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#14 (permalink)
| | Basic Account Customer | Re: 3 Mobile phone contract Some supervisor from the call centre..rang me the other day basically going through the same thing as the other lass. I explained my story loads of times, he just kept going on and on. Turns out the £129 is for calls/messages i didnt pay for before my contract was terminated(say 2months of bills) but he said i owe £29.50 and this should be paid immediately, i said so what about copies of the conversation, being sold the wrong tariff etc if i pay this then thety can deal with it! yeah right!
Another thing though that really got me was when i pay this outstanding amount, i might then have to pay a cancellation charge because i ended my contract early!!
What a joke, so i pay this off then your gonna charge me again!! Told them i wouldnt pay it because there in the wrong. They said that details of this conversation are not available because i ended my account, so i asked why they still have records of my phone calls, bills, account details if my account ended??? then i said the contracts void then if you cant prove it, then he said when i pay this outstanding amount, and if i am charged then to call back and they can deal with it. I was asking why cant you deal with it now, why do i then have to go through the same process of chasing you lot about.
Grrr they do your head in! think il send the £29.50 in the post and charge £29.50 admin fees, il give them a cheque for £0 haha |
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24th May 2006, 19:08
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#15 (permalink)
| | Basic Account Customer | Re: 3 Mobile phone contract I would write to them telling them you will not pay. If they don't have any record of your calls because the account has been closed, then there can not be an outstanding amount. If you owe them £29.50 then your account must be active, and they should have a record of your calls proving you were right. It might be worthwhile adding a sentance about writing to OFCOM complaining about the way they are handling your account and their lack of professionalism whilst dealing with you.
I would definately write though, it will act as hard evidence that you are trying to resolve the matter, unless you are going to start recording your conversations.
But I'm no legal expert.
__________________ If money is the route of all evil, I must be a Saint |
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4th June 2007, 15:48
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#18 (permalink)
| | Basic Account Customer | Re: 3 Mobile phone contract total BS, I have managed to change my tariff on at least 3 or 4 occaisions in a 12 month period. The rule is when moving down a tariff you can only go one step down and you can do this once per month, I had no problem doing this at all, I even managed to get them to jump 2 tariffs as I had been promised the month before that I could drop to a particular one. Generally speakin their deals are good, they are now not unbeatable but if you do end up with 3 then tread cautiously as their Customer Care is dire at best.
__________________ HSBC (£3722.80) MCOL Filed 12th June 07 transfered to Horsham County Court AQ dispensed with but fee still payable. AQ fee payed and added to claim. Case allocated to small claims track - due to be heard 30th August 07 - 2nd Nudge to DG sent (04/08/07) Virgin Media (Complete Incompetance and refund of bank charges) - Letter to MD Customer Care - sent 24th May 2007 - resolved, refunded and 9 months free TV British Credit Trust - VT to be started |
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16th July 2007, 16:34
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#19 (permalink)
| | Basic Account Customer
Watch out, there are Claims Touts about! | |