consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Telecoms - mobile or fixed


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 5th October 2006, 19:08   #1 (permalink)
221b
Basic Account Customer
Angry Mobile stolen abroad, thief ran up huge bill.

Hello

Had my mobile stolen abroad recently, when I was pickpocketed.

I reported it to the relevant authorities immediately in Brussels and phoned Vodafone immediately on my return to the UK the next day to cancel the phone.

I have now been sent a phenomenal bill by Vodafone.

Am I liable to pay any of this bill? As phone calls aren't itemised anymore, I don't know how much of the bill is pre-cancelling my phone and how much is post-cancelling it. Have tried to get this info from customer services, but they disappear off the line for so long to go and check and then my call is terminated before tehy return.

Can I make Vodafone with all their billions, write off the whole of this debt? What is the best approach if anyone has been here before?

Ultimately, I reported it to the relevant authorities the minute I knew it was stolen.

I was in Belgium for an operation and had no internet access or anything similar, nor was I in a fit state to do anything further than contact the Belgian police while recovering from anaesthetic. I had no idea what Vodafone's number was abroad, and trying to make my self understood to other people in what I was trying to do was hard enough even with the Police out there.

Help!!

What do I do?

Many thanks...

221b
221b is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 19:12   #2 (permalink)
barracad
Site Team
 
barracad's Avatar
Default Re: Mobile stolen abroad, thief ran up huge bill.

You will be liable for the calls as you didn't report it to Vodafone, so they couldn't have blocked your phone as they didn't know it had been stolen.

You could ask for an itemised bill, but I would imagine this would just confirm that the calls were made up to the time you contacted them, at which point they would have blocked it.
__________________
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



www.unsubscribe-me.org

www.LOVEstoke.org
barracad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 19:15   #3 (permalink)
callumsgran
Platinum Account Customer
 
callumsgran's Avatar
Default Re: Mobile stolen abroad, thief ran up huge bill.

Why are your call not itemised anymore? I'm on 3 and mine are!
callumsgran is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 19:19   #4 (permalink)
jo5ephedward5
Gold Account Customer
Default Re: Mobile stolen abroad, thief ran up huge bill.

vodafone have stopped itemising them - ironically my bills have been £30 a month more since!

I think everyone is right you cant ask them to write off the bill if they didnt know the phone was stolen, maybe write to them and explain the situation and see if they can compromise...do you have insurance - as you reported it to the police you may be covered with that
jo5ephedward5 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 19:24   #5 (permalink)
barracad
Site Team
 
barracad's Avatar
Default Re: Mobile stolen abroad, thief ran up huge bill.

Also, as a seperate issue I would be demanding itemised bills as a matter of course or else how do you know what you're being charged for?
__________________
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



www.unsubscribe-me.org

www.LOVEstoke.org
barracad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 19:25   #6 (permalink)
jo5ephedward5
Gold Account Customer
Default Re: Mobile stolen abroad, thief ran up huge bill.

i think you can at cost they took it off as standard
jo5ephedward5 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 19:26   #7 (permalink)
barracad
Site Team
 
barracad's Avatar
Default Re: Mobile stolen abroad, thief ran up huge bill.

So they charge you to tell you how much they are charging you?

What an idiotic system!
__________________
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



www.unsubscribe-me.org

www.LOVEstoke.org
barracad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 19:28   #8 (permalink)
jo5ephedward5
Gold Account Customer
Default Re: Mobile stolen abroad, thief ran up huge bill.

thats Vodafone for you

they used to then they just stopped - i get a one page bill now saying Calls, texts & Data and vat and a total for each...
jo5ephedward5 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 19:29   #9 (permalink)
jo5ephedward5
Gold Account Customer
Default Re: Mobile stolen abroad, thief ran up huge bill.

...i was on the phone to Voda as i typed - they told me as i have registered online i can view itemised stuff there - they just post a summary to inform me of how much i owe - have cheacked and sure enough its online - try there under my vodafone!
jo5ephedward5 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 19:44   #10 (permalink)
221b
Basic Account Customer
Default Re: Mobile stolen abroad, thief ran up huge bill.

Quote:
Originally Posted by cillitbanger
Why are your call not itemised anymore? I'm on 3 and mine are!
I'm not sure; they've stopped doing it for some reason...

Have been with Vodafone for 7 years now and have been a very good customer of theirs. Do you think that this would count for anything?

Can I threaten to leave them?

Clutching at straws slightly as I don't know what else to do and I can't afford the massive bill - my bills never go above £40 absolute max, usually low £30s and suddenly it's hit a massive hike into the hundreds I imagine for the first time in 7 years and while my phone was abroad (I got cut off just as Customer Service were giving me the worst, but they asked if I was sitting down, so I guess it's pretty hideous)

If this were a credit card company, they would do a security check immediately there was abnormal use on the card, especially abroad....

Any further suggestions?

Thanks in advance...

221b

Last edited by 221b; 5th October 2006 at 19:57.
221b is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 20:51   #11 (permalink)
221b
Basic Account Customer
Default Re: Mobile stolen abroad, thief ran up huge bill.

The bill is over £1,700!!!!!!!!!!!!!

Surely Vodafone have a duty of care to me to have put a bar on this phone when the calls were this high in the space of 16 hours!!

I am extremely upset about this as I have absolutely no means to pay this astronomical bill.

Please, if you have any advice, please share it with me.

I am very frightened by this situation.

Thanks.

221b

Last edited by 221b; 5th October 2006 at 20:54.
221b is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 21:09   #12 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: Mobile stolen abroad, thief ran up huge bill.

OOOh - that big? They're anti fraud software should have kicked in LONG before it got to that amount. They are within their rights to a degree (which is why theft insurance is useful - not for the phone, but the risk of being billed). Against this is why was your handset not PIN locked? This too protects you if the phone is switched off then back on - anyone reading this would be well advised to enter and activate a PIN 1 to prevent this happening.

Back at Vodafone, I think they need to explain why the phone wasn't blocked for unusual calling patterns before they acted on your phone stolen call.
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 22:04   #13 (permalink)
221b
Basic Account Customer
Unhappy Re: Mobile stolen abroad, thief ran up huge bill.

Thanks Okonski

My phone is PIN locked, just it was fully blinking charged when I had it nicked and they obviously didn't switch it off, just kept on phoning or downloading or buying porn or whatever it was.

Criminy, how does one run up a bill that large in such a short space of time?

I'm getting very tearful now as I'm frightened I'm going to be threatened with legal action or something awful, and I really just have no way of paying.

I need my mobile for work as I'm self-employed - it's a bit of a lifeline for me and I can't be without it for that reason.

I will use your anti-fraud argument; if anyone else has something that I might use as ammunition in my letter to Vodafone that I must write first thing tomorrow, then all contributions very gratefully received...

221b
221b is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th October 2006, 23:36   #14 (permalink)
221b
Basic Account Customer
Default Re: Mobile stolen abroad, thief ran up huge bill.

Bounce...
221b is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th October 2006, 10:21   #15 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: Mobile stolen abroad, thief ran up huge bill.

Console yourself that you did everything your reasonably could do under the circumstances, and - worst case scenario - you should not be forced to pay the full cost claimed (including roaming markups) due to the inequeties of charging. There IS room for the network to negotiate - especially by foregoing on their profit element. As to how the bill could reach that much, I'd estimate that the calls made whilst roamed would have been in the £300-400 ball park (exluding any revenue earning chatlines etc) once you get the itemised bill you'll be able to check this. If it was wall-to-wall premium nubers, ANY network should have had provisions in place to knock this phone off much earlier. The fact you were roaming triples the costs anyway. Providing you have been seen to have acted in good faith (SIM lock etc, calling once loss discovered) it would be difficult for any judge not to be sympathetic and decide accordingly. Negotiate hard based on the lax security on the network, and take it from there. Reasonable care is a two-way street!
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th October 2006, 13:54   #16 (permalink)
221b
Basic Account Customer
Default Re: Mobile stolen abroad, thief ran up huge bill.

Okonski, you are being so helpful to me, thank you...

I actually had a thing called Vodafone Passport on my account which caps calls while roaming to 75p for up to an hour's call. Though I imagine your point about Premium Nos isn't covered by this.

Because I have been ill recently, (I ws actually in Belgium for an operation), I'm currently on JSA of £57.45 a week, so you can imagine this elephantine bill is quite scary...

I have done some research and rung Vodafone again this morning and a manager will call me back within 48 hours.

Am going to try and get proof that I reported it as missing abroad and see if that counts for anything.

Also am about to check if I am covered for liability on my household contents section of my insurance.

Any further gems that occur to folk, greatly appreciated once more...

Thank you for such a supportive site.

221b

Last edited by 221b; 6th October 2006 at 14:08.
221b is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th October 2006, 14:33   #17 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
 
Watch out, there are C